I can't believe I bit on this one. I guess I am stupid.
Perhaps to you and others, it is "stupid" (perhaps frivolous would be a better word choice) to pay just for a bed.
And as you know, but ignore, many people are happy paying for the location (easy access to/from 2 WDW parks via multiple methods, easy access to many restaurants, view of the castle, on the water so boat rental right there) and amenties (larger bed, larger room, multiple pools with a slide, beach, torch lighting, theming, landscaping, etc.). Our famly is one of those. If our financial picture was different, perhaps we would feel differently.