I use MS Works. Basically I wrote a simple spreadsheet with columns for A)date B)description (Ressie #, room type - like Studio OKW 5 nights) C)points used D) total points available (ex - column D3 + C4). Later I added a colum to include names of friends and family that had accompanied us on a particular trip. Each June 1st I add in the points for that year (my UY is June), If I bank pts I'll subtract them them, then re-add them each UY - thus giving me an ending balance of -0- for each UY - just seems to make the tracking easier. I know that there are some available for download from other members, but Ii've not used them.
Look for the thread "Point Tracking" its last post is dated 11/19/02