They were both right, sort of. You can actually extend it to 75 days (or 90 if you buy the photo extension). The photos you have taken expire 45 days from the day that they are taken. The MM entitlement is good for 30 days of downloads. So, if you take pictures on November 20, they should be good until January 3. If you wait until January 3 to start downloading photos, you would have until February 1 to finish downloading your photos (though they will disappear from your account on their expiration date). ***Double check the dates, I don't want to be responsible for you losing photos*** It does work , though, as we did this over the summer for 2 trips that were about 7 weeks apart from the start of one until the conclusion of the second one.