Paying for trip with Disney Gift Cards from Target

[IBelieveInTheMagic]

Sure wish I would get that mailer! Hopefully all works out for your mom I'm anxious to get mine done, I keep hearing stories that makes me think they're going to be putting a stop to this

Thanks

i used mine today I bought 900.00 worth of disney cards for 800.25 without any problems at all. I hope your mom gets hers taken care of.

Thanks for your good news success story! Just curious - did you give your cards in a certain order? I wouldn't think it would matter but again I would have thought the 5%'s would have automatically come off

By the way - my Mom got a response from HQ and honestly it was like the same canned response from the customer service desk. They included a list of intelligible items and nowhere in there are the entertainment cards mentioned. They have the prepaid cards mentioned but we know the 5% doesn't apply to those. She wrote them back and pointed this out but I doubt it will help.

I'm thinking ill go with my Mom and let her use my 5% off coupon with her Target Red card and see if it works the second time?

Anyone else have success?

Heather

 

[Marionnette]

Thanks


Thanks for your good news success story! Just curious - did you give your cards in a certain order? I wouldn't think it would matter but again I would have thought the 5%'s would have automatically come off

By the way - my Mom got a response from HQ and honestly it was like the same canned response from the customer service desk. They included a list of intelligible items and nowhere in there are the entertainment cards mentioned. They have the prepaid cards mentioned but we know the 5% doesn't apply to those. She wrote them back and pointed this out but I doubt it will help.

I'm thinking ill go with my Mom and let her use my 5% off coupon with her Target Red card and see if it works the second time?

Anyone else have success?

Heather

The PP had 2 $5 Target GCs and a $2 Target GC in addition to her 5% Target coupon and the 5% Target debit card discount.

$900 in GCs - 5% Target coupon = $855
Target debit card discount (5% off of $855) = $812.25
Then apply the GCs (-$12) = $800.25

So, the discounts were not combined to make it 10% off. They were applied sequentially and the debit card discount came before the GCs were used to partially pay for the Disney GCs.

TBH, I find it to be curious that the 5% debit card discount was applied prior to the GCs but that's how the math works out. If it have been done in a different order, then the PP's cost would have been higher, but only slightly.

I'm still skeptical that it will work out that way for everyone. I think the OP got lucky and once the loophole makes it way throughout internet couponing and discount websites, Target will instruct their cashiers accordingly.

 

[IBelieveInTheMagic]

The PP had 2 $5 Target GCs and a $2 Target GC in addition to her 5% Target coupon and the 5% Target debit card discount.

$900 in GCs - 5% Target coupon = $855
Target debit card discount (5% off of $855) = $812.25
Then apply the GCs (-$12) = $800.25

So, the discounts were not combined to make it 10% off. They were applied sequentially and the debit card discount came before the GCs were used to partially pay for the Disney GCs.

TBH, I find it to be curious that the 5% debit card discount was applied prior to the GCs but that's how the math works out. If it have been done in a different order, then the PP's cost would have been higher, but only slightly.

I'm still skeptical that it will work out that way for everyone. I think the OP got lucky and once the loophole makes it way throughout internet couponing and discount websites, Target will instruct their cashiers accordingly.

Thanks for the details in the math - that made it very easy to follow! I know the two 5% off's never really work out to be 10% (it's in the 9% range) but clearly my Mom only got one 5% off.

Wonder why this is any different than those using the pharmacy 5% off they earn? You'd think they'd work the same way but I'm not sure.

I'm going to try and run out with her sometime this week and I'll keep you all posted.

Thanks again,
Heather

 

[JB2K]

Thanks for the details in the math - that made it very easy to follow! I know the two 5% off's never really work out to be 10% (it's in the 9% range) but clearly my Mom only got one 5% off.

That's because Target takes the initial 5% off, and if you have any other discounts pending, it will be 5% off the already discounted total (making it around 9% for two 5% discounts).

 

[t_daniels]

Scanning the thread. I missed where the discount is coming from?

 

[IBelieveInTheMagic]

That's because Target takes the initial 5% off, and if you have any other discounts pending, it will be 5% off the already discounted total (making it around 9% for two 5% discounts).

Right - but that's not what happened - she only got *one* 5% off - not both as she should have. She should have saved around $46 (she knows how it's calculated as you described - 5% off the total, then 5% off the next amount so it's not really 10%) but that didn't happen.

I know other DIS'ers will surely attempt this as it's a great savings idea on the Disney cards so I wanted them to know this could happen to them and to also see what was happening with others. Hopefully this was isolated? Not sure and I understand completely if they decide to change their terms, really I do, but they need to be clear on what's excluded. I love Target and never have any issues...

Thanks,
Heather

 

[geckodani]

Scanning the thread. I missed where the discount is coming from?

It comes from using your Target Red Card to purchase the gift cards - you get 5% off when you do that. The 10% off is from people applying an additional 5% off coupon on top of the red card discount. Although the math shows that it comes out to closer to 9% off.

 

[geckodani]

A note of caution; I almost had to cancel my trip. I had paid over $2,000 using Disney Gift Cards. While this saved me a bit, if I'd had to cancel, I would then be stuck with $2,000 worth of $50 Disney Gift Cards.

It's a great idea if you know for SURE you can go, or if you'd have no problem rescheduling as opposed to having the money returned to the cards. But if you have to cancel your trip because of a situation like a job loss, having the balance on Disney Gift cards is not going to be much use to you.

 

[Belle0101]

I read through this thread and thought of a few things I'd mention. Hope it helps someone.

The discount comes from using Target's REDcard. There is a debit card version and a credit card version.

The debit card version is linked to your checking account and works like your bank or credit union's branded debit card. When the card is swiped at the terminal the funds are withdrawn from your linked checking account. Target rewards you for that with 5% off your purchases. Most items qualify but not all.

The credit card version is a credit card. You buy now and pay later. Again, Target rewards you for that with 5% off your purchases. Most items qualify but not all.

While the front of the card says Disney Gift Card, Target shelves them, and they ring up, as Entertainment Cards. So, if you go to Target and ask someone to search the system for Disney Gift Cards they most likely will not be in the system.

Before I knew where in Target to find them I asked an associate. She responded that Target had never carried them. I knew better from here so I searched the store.

At every Target I've been to they are in the Electronics Department. There's a display rack with cards on them for Facebook, Burger King, Subway and lots of other places. The Disney cards, for me, have always been on the bottom row of pegs and to the very far left.

I've never been limited as to how many I can purchase at one time. My last trip I bought 20 cards. A total of $1000.00, $950.00 after swiping the REDcard Debit Card. I'm guessing that as long as your bank account has the money it will go through. I can't speak to the use of the REDcard Credit Card since I don't have that.

When it comes to paying and whether you can use the REDcard Debit Card or not, don't ask. Just quietly swipe your card and put it back in your purse. If you bring attention to it the associate will almost always tell you that you can't use it. You can. What you can't use it for, in my experience, is the purchase of gift cards. Remember, Target shelves the Disney Gift Cards as Entertainment Cards.

As always, YMMV, but I've found that if I just quietly go about my business, not asking if I can use the card, not asking what the limits are, not asking questions of Customer Service or managers, it always works out the way I thought it would.

 

[nrhenley]

If you have a Target Redcard, can you get 5% off? Is that how you all are saying you saved money by using the Target purchased Disney giftcards? Thanks!

 

[IBelieveInTheMagic]

If you have a Target Redcard, can you get 5% off? Is that how you all are saying you saved money by using the Target purchased Disney giftcards? Thanks!

Yes!!

Heather

 

[Worfiedoodles]

Here's another question on this topic -- Can I use the Target Disney gift cards to pay for a room only rather than a package -- i.e. can I walk up to check-in and pull out Target gift cards to pay my balance? Please forgive me if this is a silly question, I'm just trying to make sure I understand correctly.

TIA!

Maria

 

[Eastern]

So I understand how you purchase your Disney cards and then swipe your debit/credit, but what happens when you hand the clerk your 5% off coupon for the extra 5% off the balance? Aren't they going to say that it doesn't apply to 'gift cards'?

Which one do you do first?

 

[Marionnette]

So I understand how you purchase your Disney cards and then swipe your debit/credit, but what happens when you hand the clerk your 5% off coupon for the extra 5% off the balance? Aren't they going to say that it doesn't apply to 'gift cards'?

Which one do you do first?

Once you swipe your debit card through, you are authorizing the transaction. You would need to hand over all coupons prior to the sale being totaled up under any circumstances. So if the 5% coupon can also be used for GCs (and again, I'm doubtful of this), you would need to hand it over first.

And yes, it's quite possible that they will tell you that it cannot be applied to GCs. Will that have an impact on whether you will make the purchase? If you have no plans to buy the GCs if you cannot use the coupon, it would be a good idea to ask before the cashier activates them.

 

[Marionnette]

Here's another question on this topic -- Can I use the Target Disney gift cards to pay for a room only rather than a package -- i.e. can I walk up to check-in and pull out Target gift cards to pay my balance? Please forgive me if this is a silly question, I'm just trying to make sure I understand correctly.

TIA!

Maria

Yes, you can. It could take a while to get it done but it can be done that way.

If you want to save time and avoid having to carry all those GCs to Disney, then call CRO and pay it off ahead of time or pay down the balance online.

 

[Worfiedoodles]

Yes, you can. It could take a while to get it done but it can be done that way.

If you want to save time and avoid having to carry all those GCs to Disney, then call CRO and pay it off ahead of time or pay down the balance online.

Hmm. Paying it online sounds very attractive...I hadn't thought of that, Thank You!

Maria

 

[judomom2]

I didnt ask any question I just got all of my disney cards went to the register she rang all 900 of them up then I gave her my coupon for 5% off then I had her scan the phones for the 2 $5 cards and the $2 card then I swiped my target debit card. They never even batted an eye.

 

[mistysue]

I want to chime in to say that they did apply both the 5% off prescription rewards and the 5% off from the Target card to all of my cards. The cashier didn't know it worked that way and was surprised, but it worked! I regularly buy gift cards there for other places I like.

 

[GeraldineW]

I was successful in using both my Target Red card and my 5% Target mailer coupon on Disney GC. The discounts are not available on gift cards but Target has classified the gift cards in the electronics section as Entertainment cards not gift cards and so you get the % discount when you buy Disney GC at Target.

 

[IBelieveInTheMagic]

Thanks to all of you and your success stories! In theory there is no reason why my Mom's didn't work. Unfortunately the cashier kept her 5% off coupon card. Hopefully we will have success when we use mine!

Thanks again,
Heather