Oprah shows budget tips

[CajunDixie]

I did not watch the show but some of the things that drives me crazy are how people lose the opportunity for MAKING money on their money. Heck, I don't even care how little interest it is now, I believe you must form good habits.
Letting your change sit in your closet rather than the bank!

I am forming a good habit by letting my change sit for awhile in my closet. If I had not completely stopped spending my change a few years ago I wouldnt have this good habit of saving my change. Before if I wanted a pop I'd grab some change out of my billfold and buy it. If the kids wanted a snack I'd hand them some change. If DH wanted to wash his truck I'd give him all my quarters. Now I save all that change. Say I save up $260 and put it in my savings.......I'd get a whopping 13 cents every 4 months! If I left it in my savings for a year I'd get total of $.52. Sorry but my losing 13 cents is not traumatizing to me. Nor does it make my saving change a bad habit. The saving change is in addition to my regular savings of putting money in my holiday account and my savings account every Friday.