I have a question on the online cruise documents . When you come to the payment section, if you select credit card how and when do you apply your disney rewards credits or gift cards. If I put a credit card in am I locked in to everything being billed to that card? Should I just check the cash option and then pay at the end of the cruise with my rewards/gift cards. I did select the cash box and it said your onboard limit is 200.00 does that mean I have an OBC of 200.00 or is that just a limit they put? and if I do have an OBC where do I find that information? Thanks this boards has been so helpful and planning our land/sea vacation we can't wait!!! 19 more days!!!