What are there armed bands of GI men running around the country with automatic weapons forcing people to sign up. Is some one being held hostage over the computer, being tortured into going on the website.
Heres the thing leah, you can keep whatever insurance you have now. So if you have insurance simply keep it.
I'm keeping the same exact insurance I had last year. So who's ramming any thing down your throat?
I'm training at my company's human resource department and in fact if anyone wants to participate in the ACA they have to send in a notorized letter requesting the change from company policy.
So here's the solution. don't want to participate in the ACA don't sign up.
Now the few people I know who signed up, could not get insurance before and haven't had it for about 15 years so I'm thinking the last thing they are worried about is anyone's IT department.
You must be one of the lucky ones then. I am in the individual market place. My employer does not pay any of my health insurance premiums. The ACA is being rammed down my throat. I've told my story on here before.
To your "you can keep your insurance if you want", you may be able to but I can't. My plan is ceasing to exist Dec 1, 2014, and reading this thread, I feel like I'm one of the lucky ones. The premium on my early renewal goes from $179 to $182. Come December, the premium on the closest ACA compliant policy is $468. The absolute cheapest insurance plan I've found so far outside the public exchanges is $290. It has a $5,500 deductible instead of the $2,500 deductible I have now.
So, the question for me is not IF I join Obamacare but WHEN. Unless I decided to either just pay the penalty or take advantage of one of the loopholes written into the law. At my income I do qualify for subsidies. With subsidies, I'm guessing that I would need to pay about $250 and my fellow tax payers can chip in the rest. Or, if I drop my income a little bit more, I can qualify for bigger deducible and copayment subsidies. So, I might be able to get a policy with lower deductibles and out of pocket maxes for a lower premium for me.
But, even at that the plan might now be as good as I have now. In my country there are three insurance companies in the public exchange offering a variety of plans. The "cheapest" Paramount, is a HMO option (I currently have a PPO) and they haven't released the Doctor and hospital network yet. Anthem Blue Cross Blue Shield is the next cheapest for silver plans and offer a wide variety of plans. But they've decided that all new individual plans both on and off the public exchange will use a new
"select network" . In this "new network", the closest in network hospital is a 45 minute drive away, and there are currently only 3 primary care physicians in the county in network. The third one Medical Mutual, who I happen to have now, has at least for 2014 decided to offer exchange plans with their full network of Dr. and Hospitals. But as far as I can tell, it's a good $40 a month more expensive than the other 2.
So, just because YOU haven't been directly affected by the ACA doesn't mean that there aren't millions of people who are.