No Buy November 2009

[Siouxstone]

You know, I'm not real sure how it got to be the 10th? I had no idea that this whole tree thing was going to turn into a part time job. And now with the insurance replacing the roof, well, it just made it crazier. We've picked our contractor and sent our insurance check off to the mortgage company, so it is all just a waiting game right now. Seriously though, as a big box retail manager, the last thing I needed at the end of November/beginning of December is major home repairs.

I didn't do so great setting a list of exemptions. We'll be at my parents' house for Thanksgiving, so I'll budget $100 for that and I have $500 in the old Xmas stocking. Other than that, I hope to keep everything else as low as possible. Oh, and I'm starting today instead of trying to re-create the train wreck that has been the last 9 days.

 

[charming23]

So today is a $0 day. We are at home getting the house ready for company this weekend so no going out today.

Groceries/household- $300/$201.28 Left
Eating Out/Entertainment- $100/$91.72 left
Gas/Car-$50
Misc-$150/$75.63 Left
Holiday items- $100/$57.71 left
I also would like to have at least 15 $0 days.

11/1 $0
11/2 $55.56 at Aldi's and 17.98 at Target
11/3 $9.87 at Books-a-million, Target $14.65 for baking and $15 for new sheets
11/4 $24.29 at grocery and $11.26 for holiday items
11/5 $0
11/6 $0
11/7 $0
11/8 $14.26 for pics at Walgreen's and $8.28 for lunch at Camille's
11/9 $16.75 Goodwill and $34.05 at Save-a-lot
11/10 $0

Total for November $700/$478.05 left

I have also started to track my saving from coupons and sales and so far I have saved $104.46

 

[lougoofy]

Nov.9: $1.50 bus fare, $11.00 Movie (Matinee ticket, coffee and sno-caps), $1.50 bus fare and $2.25 Choriso

Nov. 9: $5.30 beers
Nov. 10: $10.10 dollar store and $12.70 used goods/decor store

 

[Swmr359]

Nov.1 $4 for ice cream
Nov.2 $27 for groceries
Nov.3 $0
Nov.4 $0
Nov.5 $7 at Target
Nov.6 $0
Nov.7 $4 at Starbucks
Nov.8 $8 at the Andersons
Nov.9 $6 for Chinese food
Nov.10 $0

groceries: 42/50 hmmm may need to up this; I`m going to need food come Sat.
ice cream: 1/2
eat out: 1/2

 

[neatokimmo]

3.83 at McDonalds because we were running late and Natalie missed preschool breakfast. Spent $11 on cat food.

Nov 10 = 14.83
Nov 9 = $3.15
Nov 4 = zero Nov 5 = $5 Nov 6 = $5.10 Nov7 = $33 Nov 8 = 68.80
Nov 1 Gas = $30, groceries = $32 Nov 2 = zero Nov 3 = $5
Groceries - 49.22/80 $15/80
Eating Out - 3.02/15
Cats - 19/30
Gas - 35/65
DD Loot - 11.41/30
Christmas - $278.90/280
Misc - $505.90/40

 

[A.Mickey]

Running Total: Spent $298
$750...$452 left
$0 Days:4
Goal is 15 or more!

Groceries- $300...$210 left
Gas- $150...$105
Eating Out- $100...$22 left
Misc. (Shopping/Entertainment) $200...$115 left

1- $35 (Groceries), $15 (Eating Out) $7 (Parking) $20 (Gas)
2- $0
3- $0
4- $0
5- $0
6- $20 Baggage Fee (my bag ended up being just a tad too big to carry on! ) $10 food at the AZ Fair, $15 Groceries, $15 Eating Out
7- $8.00 Shirt, $26 Eating Out
8- $30 in drink tips
9- $20 Baggage Fee and $4 Eating Out
10- $40 Groceries, $8 Eating Out, $25 Gas

Hopefully we will have a lot of Zero dollar days now that we are back from AZ!

 

[smiller]

11/1 - $0
11/2 - $14.17 Aldi
11/2 - $9.00 Haircut
11/3 - $1.50 Pepsi
11/4 - $15.00 Newleaf Natural
11/5 - $10.14 Village Discount Outlet
11/6 - $xx.xx
11/6 - $5.00 Los Mogotes
11/7 - $x.xx McDonald's
11/7 - $5.45 Subway
11/8 - $14.xx Bleeding Heart Bakery
11/8 - $1.00 Parking
11/9 - $0
11/10 - $0

TOTAL: $xx.xx/$300.00

Still have to find a couple of receipts to track my actual spending, ugh...

Avoided buying some groceries today just to have a $0 day. Definitely need eggs and milk tomorrow, maybe a few other fresh items.

 

[CherylA]

I had a 0 day yesterday! Yay me! I'm aiming for 10, I'd better buckle down!

Nov 1- McDonalds, late cc bill, Stop and Shop
Nov 2- $14 bowling and coffee/donuts
Nov 3- $0
Nov 4- 12.76 Walgreens, 26.57 hubby gas
Nov 5- 34.29 me gas, 13.71 starbucks, 1.99 trader joes, 7.48 stop and
shop,16.47 produce m&M farms, 35.51 Joann fabrics split between gifts, xmas gifts and misc spending, 8.89 fedex
Nov 6-JCpenny return yay! Money Order, 1.70 lunch salad, $40 drinks at apps, 19.50DH groceries for work
Nov 7- bday card 3.38, lunch at TGIF 31.80, hubby haircut $21
Nov 8- paper $2, Home Depot 31.76, holiday tiles 3.05, D&D 5.82, convenience store 4.25
Nov 9- lunch w/ hubby 12.50, hubby gas 28.00
Nov 10- $0

 

[wdwpluto]

1: $120 Off to a bad start. I'm a photographer and had to send a piece of gear out for repair.
2: $16.09 lunch, $13.93 groceries
3: $0
4: I knew today would be an expensive day Dentist $86.60 (though I did use my HSA debit card to pay for this, so technically it was already paid for w/ payroll deductions); lunch $10; groceries $2.57; dinner $16.85; clothes at Ross $57.75 (though I'm thinking of returning a shirt for $18.00)
5: Gas $25.23; Drugstore.com $61.34 (again, came from my HSA debit card); Blurb book $27.16
6: lunch $8.47; impromptu dinner/bachelorette party for a friend $31.31
7: mani/pedi $40 (I'm calling this an exception - that day would have been my 7th anniversary, we got divorced about a month ago. I wanted to go out w/ friends and do something instead of moping, so that's what we did. )
8: Breakfast w/ friends $21 (we alternate buying, it was my turn); book $13.49; xmas gifts $16.02; Ross $44.32 (some of this is business related stuff, but not all); Bed Bath & Beyond $8.55; Michael's $22.74 (all business related)
9: vending machine sodas $1.80; postage $10.35 (sold something online for $75, had to ship it, so really a net gain)
10: $x lunch, need to find the receipt
11: $3 parking

Running totals
Dining out $104.67
Groceries $15.96
(Medical $147.94)
Business Related Expenses $172.06
Christmas $16.02
Gas $25.23
Misc $175.30 - this has to stop!
Running total $506.24 (not inc medical which came from HSA acct)[/QUOTE]

 

[Tiggerish]

Total budget for November is $500 plus Christmas.

Groceries - $200 / $106 left
Automobile - $50 / $40 left
Giving - $50 / $37 left
Medical - $50 / $4 left
Eating Out - $25/ $8 left
Misc. - $125 / $93 left

Then I have a separate budget for Christmas - $426 / $66 left
================================================== =====
1/1 Giving $10; Groceries $67
11/2 Christmas $10; Eating out $12
11/3 Giving $3; Misc. $29
11/4 Groceries $19; Misc. $3 (library late fees, oops)
11/5 $0
11/6 $0
11/7 Groceries $8; Eating out $5
11/8 Auto $10 (gas); Medical $4 (prescription)
11/9 $0
11/10 $0
11/11 $0

 

[charming23]

Bought stuff today for our get together Sunday that I am exempting from the budget this month since we set aside money last month for it. I will add in our eating out today and the wiper blades I bought.

Groceries/household- $300/$201.28 Left
Eating Out/Entertainment- $100/$64.43 left
Gas/Car-$50
Misc-$150/$61.69 Left
Holiday items- $100/$57.71 left
I also would like to have at least 15 $0 days.

11/1 $0
11/2 $55.56 at Aldi's and 17.98 at Target
11/3 $9.87 at Books-a-million, Target $14.65 for baking and $15 for new sheets
11/4 $24.29 at grocery and $11.26 for holiday items
11/5 $0
11/6 $0
11/7 $0
11/8 $14.26 for pics at Walgreen's and $8.28 for lunch at Camille's
11/9 $16.75 Goodwill and $34.05 at Save-a-lot
11/10 $0
11/11 $17.30 Lunch for 2 at the City Diner, 13.94 for new wiper blades, and 9.99 for a pizza dinner after raking

Total for November $700/$436.82 left

I have also started to track my saving from coupons and sales and so far I have saved $104.46

 

[smiller]

11/1 - $0
11/2 - $14.17 Aldi
11/2 - $9.00 Haircut
11/3 - $1.50 Pepsi
11/4 - $15.00 Newleaf Natural
11/5 - $10.14 Village Discount Outlet
11/6 - $xx.xx
11/6 - $5.00 Los Mogotes
11/7 - $x.xx McDonald's
11/7 - $5.45 Subway
11/8 - $14.xx Bleeding Heart Bakery
11/8 - $1.00 Parking
11/9 - $0
11/10 - $0
11/11 - $16.83 Newleaf Natural
11/11 - $6.81 Aldi

TOTAL: $xx.xx/$300.00

 

[Siouxstone]

11/10-$0
11/11-$0

Here's to a good late start! Glad I finally started too. That $10 any pizza any size at Pizza Hut was calling my name. Really glad I ignored it. Honestly, once I start cooking (which I love to do) its no big deal. But, when I'm tired and I start thinking about it... well, you know.

 

[DawnM]

WhooHoo! I am shooting for no extra spending at ALL this month.

SO......I found some things to return to the store (Costco) and I found a gift certificate to Target and a gift certificate to Starbucks! And we took our coins to the coinstar for the $10 free gift card plus the $68 in coins and we have $78 gift certificate for Amazon!

So, I used the $37 return to Costco for veggies.
The $25 Target card for sweats for the boys so we can turn the heat down
$15 Starbucks card for coffee beans for the month
$78 Amazon card will go towards Christmas gifts for the boys!

So far I have spent $0 (ok, not technically, but still no added out of pocket!)



We are also doing the pantry challenge and plan to only buy staples and produce and dairy.

Dawn

 

[neatokimmo]

3.36 at work on misc food. That is one habit I can't seem to kick.

Nov 11 - 3.36
Nov 9 = $3.15 Nov 10 = 14.83
Nov 4 = zero Nov 5 = $5 Nov 6 = $5.10 Nov7 = $33 Nov 8 = 68.80
Nov 1 Gas = $30, groceries = $32 Nov 2 = zero Nov 3 = $5
Groceries - 49.22/80 $15/80
Eating Out - -.34/15
Cats - 19/30
Gas - 35/65
DD Loot - 11.41/30
Christmas - $278.90/280
Misc - $505.90/40

 

[Swmr359]

Nov.1 $4 for ice cream
Nov.2 $27 for groceries
Nov.3 $0
Nov.4 $0
Nov.5 $7 at Target
Nov.6 $0
Nov.7 $4 at Starbucks
Nov.8 $7 at the Andersons
Nov.9 $6 for Chinese food
Nov.10 $0
Nov.11 $0

groceries: 42/60
ice cream: 1/2
eat out: 1/2

 

[A.Mickey]

Running Total: Spent $298
$750...$452 left
$0 Days:5
Goal is 15 or more!

Groceries- $300...$210 left
Gas- $150...$105
Eating Out- $100...$22 left
Misc. (Shopping/Entertainment) $200...$115 left

1- $35 (Groceries), $15 (Eating Out) $7 (Parking) $20 (Gas)
2- $0
3- $0
4- $0
5- $0
6- $20 (Baggage Fee) $10 (food at the AZ Fair) $15 (Groceries) $15 (Eating Out)
7- $8.00 (Shirt) $26 (Eating Out)
8- $30 (drink tips)
9- $20 (Baggage Fee) $4 (Eating Out)
10- $40 (Groceries) $8 (Eating Out) $25 (Gas)
11- $0

 

[lougoofy]

Nov. 9: $5.30 beers
Nov. 10: $10.10 dollar store and $12.70 used goods/decor store

Nov. 11: finally 1 $0.00 day for me YAY

 

[wdwpluto]

1: $120 Off to a bad start. I'm a photographer and had to send a piece of gear out for repair.
2: $16.09 lunch, $13.93 groceries
3: $0
4: I knew today would be an expensive day Dentist $86.60 (though I did use my HSA debit card to pay for this, so technically it was already paid for w/ payroll deductions); lunch $10; groceries $2.57; dinner $16.85; clothes at Ross $57.75 (though I'm thinking of returning a shirt for $18.00)
5: Gas $25.23; Drugstore.com $61.34 (again, came from my HSA debit card); Blurb book $27.16
6: lunch $8.47; impromptu dinner/bachelorette party for a friend $31.31
7: mani/pedi $40 (I'm calling this an exception - that day would have been my 7th anniversary, we got divorced about a month ago. I wanted to go out w/ friends and do something instead of moping, so that's what we did. )
8: Breakfast w/ friends $21 (we alternate buying, it was my turn); book $13.49; xmas gifts $16.02; Ross $44.32 (some of this is business related stuff, but not all); Bed Bath & Beyond $8.55; Michael's $22.74 (all business related)
9: vending machine sodas $1.80; postage $10.35 (sold something online for $75, had to ship it, so really a net gain)
10: $9.48 lunch (at the leftovers for dinner!)
11: $3 parking, $7.80 dinner

Running totals
Dining out $121.95
Groceries $15.96
(Medical $147.94)
Business Related Expenses $172.06
Christmas $16.02
Gas $25.23
Misc $175.30 - this has to stop!
Running total $506.24 (not inc medical which came from HSA acct)

 

[annsteere]

WhooHoo! I am shooting for no extra spending at ALL this month.

SO......I found some things to return to the store (Costco) and I found a gift certificate to Target and a gift certificate to Starbucks! And we took our coins to the coinstar for the $10 free gift card plus the $68 in coins and we have $78 gift certificate for Amazon!

So, I used the $37 return to Costco for veggies.
The $25 Target card for sweats for the boys so we can turn the heat down
$15 Starbucks card for coffee beans for the month
$78 Amazon card will go towards Christmas gifts for the boys!

So far I have spent $0 (ok, not technically, but still no added out of pocket!

We are also doing the pantry challenge and plan to only buy staples and produce and dairy.

Dawn

Way to go, Dawn! You are redeploying your resources.

I was especially impressed that you used the Starbucks card for beans for the month instead of one deliciious latte.