No Buy January 2010

Running Total: Spent $577
$700...$123 left
$0 Days:8
Goal is 15 or more!

Groceries- $250...$36 left
Gas- $150...$39 left
Eating Out- $100...$80 left
Misc. (Shopping/Entertainment) $200...-$33 over
I always round up to the nearest dollar.

1- $0
2- $14 (Norton Anti-virus Shopping), $50 (Wal-mart and Meijer-Shopping), $69 (Meijer- Groceries)
3- $0
4- $2 (Wendy's- Eating Out), $8 (Target-Shopping), $12 (Target-Groceries)
5- $20 (Gas)
6- $0
7- $22 (2 Reduced tickets for Ren Faire this summer-Shopping)
8- $8 (Aldi-Groceries), $12 (Dominick's-Groceries), $25 (Meijer-Groceries), $12 (Target-Groceries) $8 (Target-Shopping) $30 (Sister Cash for X-mas Present Misc.) $20 (Gas)
9- $29 (Joe Caputo- Groceries)
10- $20 (Gas), $10 (Jewel- Groceries), $10 (Disney Store- Shopping), $18 (Taco-Bell and Sbarro's- Eating Out)
11- $0
12- $0
13- $0
14- $0
15- $20 (Gas), $15 (Dominick's- Groceries)
16- $51 (Target-Shopping), $17 (Target- Groceries)
17- $40 (Target-Shopping), $5 (Target- Groceries), $31 (Gas)
18- $0

$0 Days: 8/15: 53%
$700 Limit: $577: 82%
Month: 17/31: 58%


My Savings from coupons and sales: $466.32
 
1/1 - $0
1/2 - $38.84 Whole Foods
1/3 - $11.60 Whole Foods
1/3 - $17.54 Trader Joe's
1/4 - $0
1/5 - $30.00 Annual Dues
1/6 - $0
1/7 - $6.14 Jewel
1/7 - $31.50 GoPicnic
1/8 - $8.59 Marie's
1/9 - $0
1/10 - $21.76 Trader Joe's
1/11 - $0
1/12 - $1.30 CVS
1/13 - $0
1/14 - $10.00 Barone's
1/15 - $0
1/16 - $0
1/17 - $2.08 Jewel
1/17 - $5.16 Taco Bell
1/18 - $0

$184.51/$202.78
$18.27 left
$0 days: 9

I always have to think hard if I had a $0 day or not. I'm not sure why it's so tricky for me! I worked all day and stayed in all night, so no real option to even spend money. :thumbsup2
 
GOALS:
$240-Gas - 1 fillup per week for DH - 1 fillup every other week for me ($39 left in budget)
$200-Groceries/diapering - I stocked up on lots of things before the holidays so grocery bill should be less this month ($17 left in budget)
$100-Entertainment/eating out/gifts (my nephew turns 5 this month) (-$47 left in budget)
15 - $0 days (6/15 so far)
------------------------
1/1-$0
1/2-$14 diapers
1/3-$0
1/4-$12 weight watcher sign up fee (lifetime member so this will be the only time I have to pay that) I am putting it under grocery since I didn't anticipate it
1/5-$0
1/6-$20 gas DH (he said it was too cold to fill up), $3 milk, $20 unexpected document fees (I will put under entertainment since it doesn't really fall anywhere else)
1/7-$1 candy bar, $57.50 DD's flower girl dress (didn't budget for it anywhere, did not think I would have to buy it until March)
1/8-$45 DH gas fillup, $46 my fillup
1/9-Total budget breaker day- $67 groceries/diapering, $25 eating out, $90 off broadway tickets (my gift to myself), $40 clothes, $55 parts for heater (heater went out and had to replace parts in it) UUGGHH today was terrible!!!
1/10-$35 groceries at Walmart
1/11-$7 DH lunch
1/12-$12 gift
1/13-$3 McDonald's
1/14-$45 gas self, $45 gas dh, $40 medical co-pay
1/15-$0
1/16-$0
1/17-$41 groceries
1/18-$0 (shopped at VS today b/c last day for semiannual sale but used gift card:banana: so I am counting it as a $0 day)
 

Monthly Budget/Amount Used so far
Groceries: $600/$384.28
Misc/Eating Out: $325.00/-$540.65 (thanks to unexpected car repair!)
Gas: $230/$151.74
$0 Days/4 of 15 goal its not looking good for Jan!!

1/1 $129.12 Groceries, $7.61 Taco Bell
1/2 $0
1/3 $0
1/4 $9.72 groceries
1/5 $34.00 DH gas
1/6 .27 cents (balance at Dunkins after using Gift Card)
1/7 $11.67 Wendy's, $43.83 my gas
1/8 $7.44 Target, $20.00 cash for roller skating with DD and DS
1/9 $131.18 groceries, $22.50 Old Navy- gift for neices bday
1/10 $0
1/11 $30 DH got his hair cut (man I wish he would just go to the barber!)
1/12 $0
1/13 $36.00 DH gas, $18.65 groceries
1/14 $65.00 entry fee for Emmy awards (I work in TV), $700.00!! unexpected car repairs to allow DH car to pass inspection! (darn volkswagons so expensive to fix!), $20.00 cash for me as I am out of the office for work today and tomorrow and need $$ to eat
1/15 $2 Red bx movies for the kids
$25.94 household supplies
1/16 $132.90 groceries
$37.91 my gas
1/17 $18.22 Mcdonalds for family on ride home from visiting IL in neighboring state
1/18 $0 (finally!)
 
Running Total: Spent $614
$700...$86 left
$0 Days:8
Goal is 15 or more!

Groceries- $250...$1 left
Gas- $150...$39 left
Eating Out- $100...$78 left
Misc. (Shopping/Entertainment) $200...-$33 over
I always round up to the nearest dollar.

1- $0
2- $14 (Norton Anti-virus Shopping), $50 (Wal-mart and Meijer-Shopping), $69 (Meijer- Groceries)
3- $0
4- $2 (Wendy's- Eating Out), $8 (Target-Shopping), $12 (Target-Groceries)
5- $20 (Gas)
6- $0
7- $22 (2 Reduced tickets for Ren Faire this summer-Shopping)
8- $8 (Aldi-Groceries), $12 (Dominick's-Groceries), $25 (Meijer-Groceries), $12 (Target-Groceries) $8 (Target-Shopping) $30 (Sister Cash for X-mas Present Misc.) $20 (Gas)
9- $29 (Joe Caputo- Groceries)
10- $20 (Gas), $10 (Jewel- Groceries), $10 (Disney Store- Shopping), $18 (Taco-Bell and Sbarro's- Eating Out)
11- $0
12- $0
13- $0
14- $0
15- $20 (Gas), $15 (Dominick's- Groceries)
16- $51 (Target-Shopping), $17 (Target- Groceries)
17- $40 (Target-Shopping), $5 (Target- Groceries), $31 (Gas)
18- $0
19- $2 (Wendy's- Eating Out), $23 (Meijer- Groceries), $12 (Walgreens- Groceries)

$0 Days: 8/15: 53%
$700 Limit: $614: 88%
Month: 19/31: 61%


My Savings from coupons and sales: $501.70
 
Running low on kitten food, but I'm hoping to make it to my next paycheck before I have to buy it....
----------
Jan. 1: $0
Jan. 2: $3
Jan. 3: $0
Jan. 4: $26
Jan. 5: $0
Jan. 6: $16
Jan. 7: $0
Jan. 8: $37 groceries; $33 gas; +$7
Jan. 9: $0
Jan. 10: $0
Jan. 11: $0
Jan. 12: $0
Jan. 13: $44 groceries; $24 Target; $239 plane tickets
Jan. 14: $10 Petsmart; $809 kittens
Jan. 15: $0
Jan. 16: $40
Jan. 17: $0
Jan. 18: $0
Jan. 19: $0

Groceries: $81/$100 (I think I'm done for the month though)
Eat out: 1/2 ($16)
Misc.: $136-$7

Total: $226
Other: $1048 (these don't count toward my monthly total, but I need to have them written down somewhere!)

12 no buy days so far
 
Budget for the month is $300 because of some high fixed expenses this month.

Groceries - $150 / $44 left
Auto - $40 / $15 left
Medical - $10 / $15 over
Eating Out - $25 / $18 left
Misc. - $75 /$2 over
______________________________________________

1/1 $0
1/2 $ Groceries $40
1/3 $0
1/4 $0
1/5 $0
1/6 Misc. $2 for battery for the smoke detector
1/7 $0
1/8 Eating out $4
1/9 $0
1/10 $0
1/11 Eating out $3 for a fancy coffee
1/12 $0
1/13 Misc. $17 for crafting stuff
1/14 Groceries $22; Misc. $31 (two ink cartridges and postage)
1/15 $0
1/16 Groceries $18
1/17 $0
1/18 Auto $25 for gas; Misc. $20 for birthday present for niece
1/19 Medical $25 for dr. visit co-pay and new prescription; Groceries $26; Misc. $11 for haircut.
 
1/1 = $75.88 ($25/$700 f/h/g , $50.88 planned exp)
1/2 = $0
1/3 = $0
1/4 = $27 ($52/$700 f/h/g)
1/5 = $1375.49 ($77/$700 f/h/g, $723.60 planned exp, $551.46/$800 school)
1/6 = $133.70 ($133.70/$80 activity fees)
1/7 = $7.60 ($85/$700 f/h/g)
1/8 = $772.05 ($112/$700 f/h/g, $746/$600 surgery)
1/9 = $39.21 ($151/$700 f/h/g)
1/10 = $0
1/11 = $31 ($182/$700 f/h/g)
1/12 = $36 ($218/$700 f/h/g)
1/13 = ($70.14) ($257/$700 f/h/g, $442.32/$800 school)
1/14 = $0
1/15 = $406 ($258/$0 clothing, $528/$800 school, $320/$700 f/g/h)
1/16 = $10 ($330/$700 f/g/h)
1/17 = $26 ($356/$700 f/g/h)
1/18 = $0
1/19 = $27.21 ($384 f/g/h)
$2.99 Hobby Lobby (yardstick for measuring fleece)
$16.18 Michael's (photo storage stuff and lap desk for DD)
$6.95 USPS (mailing back a textbook :headache: )
$1.09 McDs (coffee for me and free hamburgers for the boys w/ thos etreat coupons)

I still need to go to the grocery store and I have to do it tonight at some point. ~ never went to the grocery store since I needed to work on the GAD blankets. 2 down, 6 to go! sigh...
 
Stayed in today getting some cooking done to make dinners easier this week. We also finally decided what we are doing for my Grandma's 90th birthday and we decided on a small (less than 20 people) gathering at her house (better parking) and we will all pitch in with the cooking so it should be pretty budget friendly.

Grocery/Household- $300/$78.55 Left (still working the pantry challange)
Gas- $50/$29.47 left
Entertainment/Eating Out- $50/$13.84 left
Emergency/Misc- $100/$23.79 left

Total for January- $500/$146.53 left

Coupn and store svaings: $45.25

I do have a huge execption this month and it is my Grandmother's 90th birthday. Still not sure how we are going to celebrate it yet but I will not be including it in this budget.

1/1 $0
1/2 $0
1/3 $0
1/4 $43.54 Save-a-lot, $5.80 Lunch at McDonald's
1/5 $0
1/6 $0
1/7 $0
1/8 $0
1/9 $14.86 Denny's, $60 on grocery/household between walmart and Marc's, $35.74 at Walmart on Misc.
1/10 $0
1/11 $2.49 at Walmart for a new ladle
1/12 $60.03 At Giant Eagle
1/13 $0
1/14 $8.20 for stamps
1/15 $13.50 Movies for 2, $20.53 for gas and 12.36 at Marc's
1/16 $0
1/17 $0
1/18 $41.54 for groceries/household, $2.00 McDonald's, and $29.78 at Target on Misc
1/19 $0
 
I'm coming late to the party, but want to join in...I can only remember a couple of days back, so will go for 10 $0 days and hope to move it up to 12 next month.

1/1 $0 1/12
1/2 $0 2/12
1/3 Dinner out $24
1/4 $70, $10 Patterns, $24 Walgreens, $6 carwash and $30 eating out
1/5 $0 3/12
1/6 $120, $11 Starbucks, $3 Toysrus, $106 Raleys
1/7 $205=$25 lunch out, $30 William Sonoma, $25 babygap, $6 donuts,
$130 Winco, misc $22
1/8 $25=$4 lunch, $7 movie, $4 Redbox and $10 groceries
1/9 $0 4/12
1/10 $0 5/12
1/11 $40 groceries
1/12 $0 6/12
1/13 $85, $13 lunch, $34 Hallmark, $38 Gymboree
1/14 $77, $35 gas, $16 lunch, $16 Michael's, $10 ebay
(sold stuff at resale shop for $32)
1/15 $30 eating out
1/16 $50 day at the museum
1/17 $0 7/12
1/18 $93 groceries
1/19 $0 8/12

Erika
 
Hopefully going to get back on track after several months off the wagon!

1/1 $0
1/2 $0
1/3 $0 Not leaving the house has been great! Too bad cabin fever is setting in... not to mention the pantry getting low...
1/4 $0!
1/5 $8 Dining
1/6 $8 misc. $22 groceries
1/7 $12 misc.

Groceries: $22 Dining: $8 $Misc: $20


1/8 $265 groceries (so I made up for last week and the fact that the last 3 weeks have been event groceries only... and I love the can can sale but it does destroy the budget!)
1/9 $0
1/10 $52 misc.
1/11 $32 dining
1/12 $7 dining
1/13 $25 medical, $187 vet
1/14 $9 misc (dog med I forgot to pick up yesterday)

Groceries: $265 misc: $59 Dining: $39 Medical: $212
Total: $577 Running total: $627

1/15 $14 gift, $19 dining
1/16 $14 car wash, $40 groceries
1/17 $40 groceries (emergency trip - ran out of coffee for DH! Also got produce since it doesn't last as long in winter...) This really should have been a $0 day since I wasn't the one who needed anything. Argh!
1/18 $0
1/19 $59 groomer, $47 monster sale @ Children's Place, $159 2 pr sneakers ($100 from birthday money, so really only $59) $27 groceries
1/20
1/21

I really broke the bank today :rolleyes1 But I did stock up a little for the girls next year at the Children's Place monster sale - most expensive things were $4.99! Bought desparately needed new sneakers for myself, and spent $100 from my birthday on those new Sketcher's ShapeUps. Thanks Mom! We'll see how they work.:yay: Hoping for $0 day tomorrow...
 
1/1 = $75.88 ($25/$700 f/h/g , $50.88 planned exp)
1/2 = $0
1/3 = $0
1/4 = $27 ($52/$700 f/h/g)
1/5 = $1375.49 ($77/$700 f/h/g, $723.60 planned exp, $551.46/$800 school)
1/6 = $133.70 ($133.70/$80 activity fees)
1/7 = $7.60 ($85/$700 f/h/g)
1/8 = $772.05 ($112/$700 f/h/g, $746/$600 surgery)
1/9 = $39.21 ($151/$700 f/h/g)
1/10 = $0
1/11 = $31 ($182/$700 f/h/g)
1/12 = $36 ($218/$700 f/h/g)
1/13 = ($70.14) ($257/$700 f/h/g, $442.32/$800 school)
1/14 = $0
1/15 = $406 ($258/$0 clothing, $528/$800 school, $320/$700 f/g/h)
1/16 = $10 ($330/$700 f/g/h)
1/17 = $26 ($356/$700 f/g/h)
1/18 = $0
1/19 = $27.21 ($384 f/g/h)
1/20 = $12 ($396 f/g/h)
$2 large cup of tea at school
$9.40 Walmart for milk, soda and bananas and he got chips too for some reason (not on my list!)
 
I was so close to having a $0 day yesterday but then DH tells me he has to go and replace something that he has misplaced.
 
I was so close to having a $0 day yesterday but then DH tells me he has to go and replace something that he has misplaced.


This happens to me all the time. Or my hubby stops and picks up groceries. Hello, doesn't he know we only have $50 in the grocery budget for the rest of the month!!:scared1:
 
1/1 - $0
1/2 - $0
1/3 - $127 groceries, $35.00 dog food, and $20.00 misc.
1/4 - $0
1/5 - $0
1/6 - $33.00 for dance DD5
1/7 - $0
1/8 - $0
1/9 - $45.00 Land's End DD7 Jacket, $51 family dining out, $13 Walmart (huge tub for DD5's toys)
1/10 - $141.00 groceries
1/11 - $0
1/12 - $0
1/13 - $7.09 McDonald's
1/14 - $0
1/15 - $15 drinks at work party, $70 clothes (I'm returning-they didn't look right when I tried them on again at home)$11.00 Little Ceasers
1/16 - $0
1/17 - $153.00 (133.00 groceries, $20 tennis shoes for DD)
1/18 - $0
1/19 - $0
1/20 - $0

13 out of 20 $0 days
 
Ok I admit it. I am feeling lost already this month. I have a stack of receipts and my "spending journal" notebook sitting here on the counter. Staring at me.:rolleyes:

This weather is keeping me in however so today will be a $0 day :thumbsup2


1/19 $47.85 drycleaning, $7.50 starbucks, $68 dinners my way, $17.87 JoAnnes
1/20 $0
 
i never joined this month but my one thing i promised was that we were not going to eat out at all in the month of january. This is hard being a family of6 lol but you know what so far so good. We are also are trying to cut our grocery budget, before january we were budgeting $200 to $220 a week and almost always spent it or close to it even sometimes over. I would love to cut this down a lot like to $100 a week, i know this might be to hard so this motnh i said $150 and we spent $168 so not to bad but still more then i want to spend.
 
I had today off work so I ended up bundled up on the couch watching tv...thus a 0 day ;)
----------
Jan. 1: $0
Jan. 2: $3
Jan. 3: $0
Jan. 4: $26
Jan. 5: $0
Jan. 6: $16
Jan. 7: $0
Jan. 8: $37 groceries; $33 gas; +$7
Jan. 9: $0
Jan. 10: $0
Jan. 11: $0
Jan. 12: $0
Jan. 13: $44 groceries; $24 Target; $239 plane tickets
Jan. 14: $10 Petsmart; $809 kittens
Jan. 15: $0
Jan. 16: $40
Jan. 17: $0
Jan. 18: $0
Jan. 19: $0
Jan. 20: $0

Groceries: $81/$100 (I think I'm done for the month though)
Eat out: 1/2 ($16)
Misc.: $136-$7

Total: $226
Other: $1048 (these don't count toward my monthly total, but I need to have them written down somewhere!)

13 no buy days so far
 















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