No Buy August

[metime]

I'll have to do this next time I buy something.

Well I spent $499.50 on our WDW hotel but I canceled a more expensive ressie. so I saved money today ...er... I think? I am confused as to this situation because it overrides previous purchases.

Also, would I deduct the amount I earned on the card rebate? That is $5.00 toward an oil change.

And then what if I buy something but am getting a rebate in 4-6 weeks?

And what if my stock matures? Does Monopoly count?

 

[Kickapoo Joie Juice]

Aug. 1 $0
Aug. 2 $0
Aug. 3 $110
Aug. 4 $93, $38
Aug. 5 $0
Aug. 6 $140 PTA. Augh!!!!!!
Aug. 7 $253 Target, Auugghhhh!!!!!, $12.30 library fine Auggghhh!!!!!
Aug. 8 $150 Walmart, so far returned $50
Aug. 9 $0
Aug. 10 $0
Aug. 11 $-10.50 $22.47, 23.91, 10
Aug. 12 $30.45 (cvs, sick kid), $20.49 (barnes and noble)
Aug. 13 $52.15 (belk's), $25.62 bday present for DD9, 37.44 Publix, $50.40 (haircut)
Aug. 14 $104.58 (belk's again), $151.04 (Target groceries)
Aug. 15 $43.45 Bday dinner for DD
Aug. 16 $0
Aug. 17 $ 27.82 Petco , $28.92 Target
Aug. 18 $0
Aug. 19 $42.45 Publix (I now have 2 sick kids, lots and lots of yogurt and vitamin c and grape juice), $15 Publix Rx, $40 Pediatrician co-pay

Here's what August looks like so far for me: Spent: $1,347.29 Left: -$652.71

Chase Disney Visa offered us a $66/night at Hilton Head, I booked us for two nights in early November but I decided to cancel it because there are just a lot of things we're spending on right now, and we have the big family trip in early Dec to WDW anyway, so that's on my to-do list for today to cancel. It would be nice to check out the beach in Nov, but I feel like I need to dial it down a bit with the spending.

It was so alluring-the points rate for Hilton Head with DVC is 40, which equates to about $400 on a Saturday night for a studio , the idea of getting it for $66-I was like, oh that's such a good deal! But it's really not in the budget overall (add food and gas for that long weekend), so regretfully I'm going to have to let it go.

Now if Disney could have given that rate out for early October, I think I would have shuffled other things around because we can still go to the beach in bathing suits and swim in Oct in GA. No biggie, though.

Seriously thinking about designing a "No Buy" logo...

Oh, hey, about the eating out costs-we have really embraced the "water with lemon" ordering, we all do it automatically, now. It saves us an average of $10 whenever we eat out, the kids don't get spazzy from the sugar, and it's really good for DH's and my waistline (esp. DH who tended to drink 2 or 3 sodas with a meal). We don't drink soda at home, and the kids always ask for extra lemons and enjoy squeezing them all into the water , so it's entertainment for them...

 

[princessbride6205]

Yes, we are cutting and pasting. If you highlight all the text you want, then hold down the Ctrl key and the "C" - that is the shortcut to copy. Once you make your new post, hold down the Ctrl key and the "V" and it will paste all your copied text.

I'm now thinking I will postpone the purchase of new photo software. Without that, we're going to be well under budget this month.

8/1 - $0 (+$73 and -$73)
8/2 - $62 groceries, $23 dining out as family
8/3 - $0
8/4 - $2 coffee, $9 Target misc.
8/5 - $0
8/6 - $11 Gas
8/7 - $11 Lunch out
8/8 - $19 dining out as a family, $12 pants for DH
8/9 - $72 groceries, $57 stock up on diapers, wipes & sunblock
8/10 - $7 lunch
8/11 - $9 Gas
8/12 - $0
8/13 - $0
8/14 - $25 Dad's B-day gift
8/15 - $100 prepaid on our gas card
8/16 - $0
8/17 - $0
8/18 - $0
8/19 - $8 Lunch (from my $40 fun money)
8/20 - $0?

TOTALS
Fun money spent $28/40
Groceries $134/300
Family Dining Out $42/100
Other (clothes, diapers, etc.) $103/150
Gas & Parking $120/125

Exceptions:
* Photo Software - now I'm thinking of putting this off and making do with what we have.
* DH and I each get $40/mo. "fun money" - can go out to lunch, buy other non-necessities, etc. I'll track my fun money above, but DH just gets his envelope with $40 cash and that's that.
* Dad's birthday gift - $25
* Getting a passport (I really should have renewed years ago, but now there is a slim chance I'll need to go to Europe for work - not that work will pay for the passport!)

Paid with income from items sold:
* (Fall clothes for DD)
* (Organization stuff - baskets, bins, etc.)

 

[Kickapoo Joie Juice]

Ok, I created a no buy logo, here's the image:

Tell me if you like it or it stinks...

 

[wdwfan16]

WOW!

I just did not spend anything on those days. The others I bought stuff on the budget.

What is it with that eye avatar?


8/2 - $0
8/4 - $0
8/8 - $0
8/9 - $0
8/13 - $0
8/15 - $0
8/16 - $0
8/18 - $0
8/19 - $0

 

[Kickapoo Joie Juice]

What is it with that eye avatar?

Like in a good way or in a "really creeps me out" way? Because I'm shooting for "really creeps me out!"

 

[wdwfan16]

Like in a good way or in a "really creeps me out" way? Because I'm shooting for "really creeps me out!"

You win!!!

 

[carissanboys]

Ok, I created a no buy logo, here's the image:

Tell me if you like it or it stinks...

I love it! Can I steal it for my siggy?

 

[Siouxstone]

Ok, I created a no buy logo, here's the image:

Tell me if you like it or it stinks...

I was really hoping for lizards! But seriously, it looks great!

 

[carissanboys]

8/18 - $2.99 shipping on a Veggie Tales movie.
8/19 - $0
8/20 - $90.36 groceries at the commissary (I hadn't been to the commissary in a couple of weeks and hadn't really done any major grocery shopping during that time either.)

 

[Kickapoo Joie Juice]

Definitely take it and use it as much as you want, I created it for y'all

I know, I TRIED to fit lizards in, but I just couldn't figure how to make it work in a sensible manner. The lizards aren't sensible in real life so why would they cooperate for the budget board?

I kind of like the flame-ish color because I'm always thinking my credit card is on fire by the end of the month...

to copy it, right click on the logo, left click "properties" you'll see this code: http://i744.photobucket.com/albums/xx82/kickapoojoiejuice/nobuy2.jpg. Highlight and copy that code.

Then you go to your user CP, click "edit signature" and click on the little postcard icon. then copy the above code into the dialog box that opens up and hit ok. Then save your signature.

 

[tara32]

Well, the good news is yesterday was a 0$ day.
Today... lol
Timmy's $3.50 (iced capp and timbits)
Walmart- $63.00 (mostly granola bars, drinks for now and our trip to PEI and a case of baby wipes)

 

[neatokimmo]

Yesterday - $6 lunch, $4 misc crap that I don't even know what I bought! $10 on a script for Dad since he bought me cat litter.
Today - 3.97 breakfast and about $8 on groceries.

All the fast food depresses me!

I just have a week to go, when vacation starts the budget is bye bye! lol

Groceries - 93.67/200
Eating out - 22.73/50 (oops)
Cats - 20/30
Baby Loot - 34.24/60
Mama Loot - 15.91/40
Gas - 22/60
YardSale cash - 5.25/50
Misc - 83.54/200

August 20 - $11.97 429.45/690
August 18 - $14.77 397.48/690 August 19- $20 417.48/690
August 16 - zero 381.91/690 August 17 - $.80 382.71/690
August 13th - $1.65 $257.59/$690 August 14th + 15th - $124.32 - 381.91/690
August 11 - $.20 255.94/$690 August 12 - zero! 255.94/690
August 9 - zero! $254.29/$690 August 10 - $1.45 255.74/$690
August 7 - $41.48 $161.19/$690 August 8 - $93.09 $254.29/$690
August 5 - $11.08 $110.46/690 August 6 - $9.25 $119.71.$690
August 3 - $1! $67.87/$690 August 4 - $31.51 $99.38/690
August 1 - $66.87/ $690 August 2 - zero! $66.87/ $690

 

[Siouxstone]

8/1-$0
8/2-$0
8/3-$75 groceries
8/4-$35 petsmart, $25 Sam's
8/5-$0
8/6-$58 Target, $33 dinner
8/7-$4 Redbox
8/8-$12 Urgent Clinic Copay, $18 lunch after Urgent Clinic
8/8-$98 new suitcases
8/9-$18 book and thank you cards
8/10-$125 groceries
8/11-$6 ChickFilA
8/12-$0
8/13-$0
8/14-$27 out to eat
8/15-$16 haircut
8/16-$0
8/17-$48 Target
8/18-$105 groceries, $90 clothing
8/19-$0
8/20-$55 Sam's, $32 Old Navy, $5 ice cream

Yesterday, I had DS home with me because he had a "fever" per his preschool (none when I scanned him, but whatever I was off so we had a Mom day) I needed to do a quick Sam's run and then it was off to Old Navy for $10 jeans. DS was so good as I tried three different sizes on him, and even though he asked for about 10 different things between the two stores, he didn't whine when I told him no. So, after shopping, I treated him to some ice cream at Marble Slab.

I was so proud of him, and I would've bought the soccer ball because DH killed our old one, but I'm trying to start warding off the wannas before we get to WDW next month. He turns 5 on the trip and I think this will be the first trip he really starts asking for all that cool junk!

 

[carissanboys]

8/18 - $2.99 shipping on a Veggie Tales movie.
8/19 - $0
8/20 - $90.36 groceries at the commissary
8/21 - $16.80 (Walmart - underwear and t-shirts on sale for my dh who asked me to look out for some on sale because he really needed new ones) and $20.98 at Borders for Dave Ramsey's Total Money Makeover (decided to purchase it since the wait is long at the library and this way I can send it to my husband to read too - Walmart didn't have it on the shelves unfortunately)

Hoping there won't be any spending for the rest of the month!

 

[Tiggerish]

Total discretionary budget for August is $420

Groceries = $120 / $34 left
Auto/Gas = 75 / $50 left
Giving = $50 / $23 left
Medical = $50 / $46 left
Eating Out = $25 / $3 over
Misc. = $100 /$37 left
==================================================

8/1 = $0
8/2 = $13 Eating out
8/3 = $7 Groceries
8/4 = $29 Groceries
8/5 = $0
8/6 = $0
8/7 = $8 Eating out
8/8 $0
8/9 $10 Giving (church collection); $8 Misc. (some dollar store trinkets to stock up my "treasure chest")
8/10 $12 Misc. items for back to school boxes I am making for church to give to kids
8/11 $4 Misc. - more trinkets for my "treasure chest"
8/12 $0
8/13 $0
8/14 $50 Groceries; $3 Eating out; and, $4 Medical (prescription)
8/15 $4 Eating out
8/16 $15 Giving (church collection)
8/16 $19 Misc. (lunch for the nieces); $25 gas
8/17 $0
8/18 $3 Giving (bought a water and sandwich for a homeless man who passed out at the bus stop)
8/19 $0
8/20 $0
8/21 $24 Misc. (gift for Mom)

 

[Debbie]

Groceries Total to date: $587

• food-401
• household and pet supplies-10
• toiletries- 26
• junk food-62
• pop-33

1- milk $4 + shampoo $5 + cat treats $1 + pop $5 + misc groceries $2
2- hamburgers, hotdogs, buns, juice, dessert, bananas, fries, iced tea $25 + chips $5
3- $0
4- groceries including $74 + cat food $5 + laundry detergent $4
5- groceries $13
6- bath soap $4 + pop $13 + junk food (tortilla chips at Costco) $7 + food $33 + water softener salt $10
7- Rona for some household stuff $10
8- $0
9- groceries (meat, eggs, etc) $43 + chips $2
10- junk food time! Bulk Barn $9 + groceries $3 + 2 XL drinks at McD's $2
11- $0 (DD bought ME an XL iced tea at McD's )
12- Costco groceries $58
13- Food Basics $21
14- Get together groceries $67
15- Groceries $30 BUT I used $30 worth of "points" so, the groceries were free. pop $3
16- $0
17- hamburgers/buns $9
18- DARN! I was hoping for a 0 day. DH went grocery shopping and got: wasp spray $12, pop $12 junk food $3 and actual food $20
19- Found "The Bread Store" $12, DH bought junk $6
20- Toiletries $11 + cat supplies $10 + groceries $33
21- Toiletries $5 + junk food for our trip $28

Just checking in before a string of $0 days. We won't be spending grocery money at WDW! I'm already waaaaaay over what I would want, and when we get back, there will still be a few days. Uh-oh!

 

[Kickapoo Joie Juice]

Have a great trip Debbie!

 

[Kickapoo Joie Juice]

Ok, I think the badge may be working, I didn't spend anything yesterday or today

Aug. 1 $0
Aug. 2 $0
Aug. 3 $110
Aug. 4 $93, $38
Aug. 5 $0
Aug. 6 $140 PTA. Augh!!!!!!
Aug. 7 $253 Target, Auugghhhh!!!!!, $12.30 library fine Auggghhh!!!!!
Aug. 8 $150 Walmart, so far returned $50
Aug. 9 $0
Aug. 10 $0
Aug. 11 $-10.50 $22.47, 23.91, 10
Aug. 12 $30.45 (cvs, sick kid), $20.49 (barnes and noble)
Aug. 13 $52.15 (belk's), $25.62 bday present for DD9, 37.44 Publix, $50.40 (haircut)
Aug. 14 $104.58 (belk's again), $151.04 (Target groceries)
Aug. 15 $43.45 Bday dinner for DD
Aug. 16 $0
Aug. 17 $ 27.82 Petco , $28.92 Target
Aug. 18 $0
Aug. 19 $42.45 Publix (I now have 2 sick kids, lots and lots of yogurt and vitamin c and grape juice), $15 Publix Rx, $40 Pediatrician co-pay
Aug. 20 $0
Aug. 21 $0

DD9 is better, DD10 still has a gross cough but no fever and felt ok so they both went to school today. I had a lot of proofreading to catch up on.

Working on invitations for DD9's sleepover birthday. That's right up there with lizards for dumb things that I agree to.

 

[neatokimmo]

I spent $128 today Some of the things were school supplies ($50 of supplies for preschool??), an oil change $17 in clothes for me (I really need clothes, I look pitiful) and two videos for the baby. She didn't need them but we are driving 1500 miles RT to Disney so those suckers are going in the dvd player.

I'll have to break it down later. I know the videos and clothes were a splurge, but everything else was needed. What I'd like to do is figure out how to reduce the price of the things we HAVE to have.


Groceries - 93.67/200
Eating out - 22.73/50 (oops)
Cats - 20/30
Baby Loot - 34.24/60
Mama Loot - 15.91/40
Gas - 22/60
YardSale cash - 5.25/50
Misc - 83.54/200

August 20 - $11.97 429.45/690
August 18 - $14.77 397.48/690 August 19- $20 417.48/690
August 16 - zero 381.91/690 August 17 - $.80 382.71/690
August 13th - $1.65 $257.59/$690 August 14th + 15th - $124.32 - 381.91/690
August 11 - $.20 255.94/$690 August 12 - zero! 255.94/690
August 9 - zero! $254.29/$690 August 10 - $1.45 255.74/$690
August 7 - $41.48 $161.19/$690 August 8 - $93.09 $254.29/$690
August 5 - $11.08 $110.46/690 August 6 - $9.25 $119.71.$690
August 3 - $1! $67.87/$690 August 4 - $31.51 $99.38/690
August 1 - $66.87/ $690 August 2 - zero! $66.87/ $690