New Transfer Rules for Borrowed and Banked Points.

[BrianLa]

Question about transferring points. This would be between my contracts.
For a trip at the end of 2026
Use my October contract
then
I have 2026 points and 2027 on a March contract to complete the reservation.

When it says one Transfer per U/Y....
Is that based on the sending or receiving or both?

Could I transfer both my remaining 2026 March points and the balance needed from my 2027 March points to my October 2026 U/Y?

 

[Sandisw]

Question about transferring points. This would be between my contracts.
For a trip at the end of 2026
Use my October contract
then
I have 2026 points and 2027 on a March contract to complete the reservation.

When it says one Transfer per U/Y....
Is that based on the sending or receiving or both?

Could I transfer both my remaining 2026 March points and the balance needed from my 2027 March points to my October 2026 U/Y?

It’s one in or out per UY per membership.

It’s based on the UY of the points being sent.

If you transfer March 2026 UY points to your October UY, it counts as your one and only 2026 UY transfer for both memberships.

If you send March 2027 UY points to the Oct UY, then it’s your one and only for the 2027 UY for both memberships.

The points, once moved, still have all their same rules…they just sit in a different membership.

Because you can now borrow points that have been transferred, the March 2027 points will work for a late 2026 trip.

Just remember, if you do that and have to cancel, those March 2027 UY points would expire at the end of Feb 2027, because you would have borrowed them back into the March 2026 UY.

 

[BrianLa]

It’s one in or out per UY per membership.

It’s based on the UY of the points being sent.

If you transfer March 2026 UY points to your October UY, it counts as your one and only 2026 UY transfer for both memberships.

If you send March 2027 UY points to the Oct UY, then it’s your one and only for the 2027 UY for both memberships.

The points, once moved, still have all their same rules…they just sit in a different membership.

Because you can now borrow points that have been transferred, the March 2027 points will work for a late 2026 trip.

Just remember, if you do that and have to cancel, those March 2027 UY points would expire at the end of Feb 2027, because you would have borrowed them back into the March 2026 UY.

Thank you. That is very helpful

 

[HyperspaceMountainPilot]

It’s one in or out per UY per membership.

It’s based on the UY of the points being sent.

If you transfer March 2026 UY points to your October UY, it counts as your one and only 2026 UY transfer for both memberships.

If you send March 2027 UY points to the Oct UY, then it’s your one and only for the 2027 UY for both memberships.

The points, once moved, still have all their same rules…they just sit in a different membership.

Because you can now borrow points that have been transferred, the March 2027 points will work for a late 2026 trip.

Just remember, if you do that and have to cancel, those March 2027 UY points would expire at the end of Feb 2027, because you would have borrowed them back into the March 2026 UY.

If you borrow the 2027 points into 2026 can you then transfer it to the 2026 Oct UY as a single transfer instead of blowing 2 years of transfers for both accounts?