New rule enforcement on points

[keishashadow]

Live within your means...certainly words to the wise.

Exactly the strategy of transferring points into your account for a special trip as opposed to buying more on the isolated occasion when you might need them (then being stuck with paying dues on them & looking to unload unused allotment or lose them).

I can only imagine the outcry that would arise if the ability to rent out a ressie is eliminated along with the transfer enforcement. Inherently, the same thing, receiving profit for unused points.

Obviously, it is in DVC's best interest to sell, everybody, as many points as they can whether it's within the individuals' budget or not...all the better for them if you can't utilize all the points in a given period. Assume the liberal financing terms are designed so that most potential buyers can pass muster and are approved.

 

[Steamboat Bill]

Bill, if you never use all 500 points why do you have them.

Give me a break....I started this post to discuss the new rule enforcement.

But to address your curiosity:

I started with two 250 point contracts at VWL (2000) and then bought another two contracts at SSR (preconstruction) and then sold VWL in 2005 and kept my two SSR contracts as I never used the 11 month booking window with VWL.

1. I love Disney...don't we all
2. Originally I thought I would use the points for DCL EOY and in 2000 it made sense, now it is a complete ripoff to use DVC points on DCL.
3. I had money in the bank making less than 1% and felt DVC was a better alternative as I paid DVC around $80,000 on my credit cards and then paid them off immediatly.
4. I knew that I could rent or transfer extra points on DIS for about $10 pp, regardless of what the rule book states.
5. I have never read all the DVC documents and do not plan to.
6. I have two kids and bought two 250 point contracts thinking one comtract per kid when I go to the big Magic Castle in the sky.

I have a few comments to the RIGID RULE posters who think we all "should manage better" and "get used to it mentality"...do you ever drive 31 mph in a 30 mph zone? do you ever sqeek by an intersection as the light turns red? do you always come to a complete stop at a stop sign? do you ever use the refillable soda mugs at Disney for more than one person?...if so YOU ARE GUILTY.

 

[OneMoreTry]

I know that abuses are occuring...but stop those individuals, not the casual owner. The funny thing is that I have only transferred points out twice in 6 years. But this enforcement is making me consider selling one of my 250 point contracts as I NEVER use all 500 points per year.

I prefer transferring my extra points to an existing DVC owner for $10 pp, rather than renting to a stranger for $11-$12pp. Now that I can only do it once....I have to plan very carefully, where in the past.....no problem with a 4 point transfer because there is no restriction.

I see your point here. If I ever need to sell points transfer sounds preferable. I guess at this point it's nice they allow it once.

I don't think I would have an objection to transfers if the 11 month window is protected.

 

[OneMoreTry]

Live within your means...certainly words to the wise.

....

Obviously, it is in DVC's best interest to sell, everybody, as many points as they can whether it's within the individuals' budget or not...all the better for them if you can't utilize all the points in a given period. Assume the liberal financing terms are designed so that most potential buyers can pass muster and are approved.

As I've said before, it seems that some would be forced to sell if they didn't have the option to rent points in a lean year -- at least to cover the maint fee. I wouldn't hesitate to do that if need be, rather than let go of our DVC.

 

[Anjelica]

4. I knew that I could rent or transfer extra points on DIS for about $10 pp, regardless of what the rule book states.
5. I have never read all the DVC documents and do not plan to.

Steamboat Bill - I guess I am a little taken back by your #4 and #5. Your other points made sense and seemed to be logical planning, etc. But these other two points are not something I would recommend to anyone who is interested in buying DVC.

A rule is a rule is a rule - regardless if it is enforced or not. If you happen to get by with not following a rule with no "consequences" then so be it. But we really don't have much ground to stand on if a rule is broken and we get caught.

As you stated before in your examples of speeding, etc. there is nothing to prevent/stop a police officer from giving you a ticket for going over the speed limit even if you use the excuse "well I could do it before and no one stopped me". IMHO if you know a rule (or should have known the rules) and you break it, then get "caught" well there isn't much sympathy that one should expect the enforcers to give.

 

[Steamboat Bill]

Perhaps we need another poll: (how do you post a poll?)

Question: Have you read 100% of your DVC contracts?

My guess is that only 35% of DVC owners have read all the documents, 50% of DIS posters have read all the docs, and 15% of all other timeshare owners (non-DVC) bother to read everything. I am giving DVC more credit as a more fanatical owner...if you know what I mean.

I know we should read all the docs...but seriously, I have bought million dollar homes (with a broker) and never read 100% of the contracts as long as they are the standard contracts. Perhaps I will read them one night if I have insonomia...Lets not go off on this tangent and keep with the focus of the OP.

 

[Sammie]

Give me a break....I started this post to discuss the new rule enforcement.

But to address your curiosity:

I started with two 250 point contracts at VWL (2000) and then bought another two contracts at SSR (preconstruction) and then sold VWL in 2005 and kept my two SSR contracts as I never used the 11 month booking window with VWL.

1. I love Disney...don't we all
2. Originally I thought I would use the points for DCL EOY and in 2000 it made sense, now it is a complete ripoff to use DVC points on DCL.
3. I had money in the bank making less than 1% and felt DVC was a better alternative as I paid DVC around $80,000 on my credit cards and then paid them off immediatly.
4. I knew that I could rent or transfer extra points on DIS for about $10 pp, regardless of what the rule book states.
5. I have never read all the DVC documents and do not plan to.
6. I have two kids and bought two 250 point contracts thinking one comtract per kid when I go to the big Magic Castle in the sky.

I have a few comments to the RIGID RULE posters who think we all "should manage better" and "get used to it mentality"...do you ever drive 31 mph in a 30 mph zone? do you ever sqeek by an intersection as the light turns red? do you always come to a complete stop at a stop sign? do you ever use the refillable soda mugs at Disney for more than one person?...if so YOU ARE GUILTY.

You know Bill, I was simply wondering if possibly you bought them for retirement. No reason to get so defensive. It does not improve your case.

As to your last comments, I really did not have any issue with you or your use of DVC until this and you ruined it for me. Two Wrongs do Not make a Right.

And whether you want to believe it or not. I dont speed, I don't run stop signs, I would never reuse a mug, I find that cheap. Regardless however what does any of these traffic laws have to do with Disney.

If you want to present your case as to why this new ruling is wrong, how it hurts some who are not big time renters then I am more than willing to listen and respect your opinion even though I might not agree.

But when you start trying to paint everyone with the all are guilty brush, you lost me.

Someone posted to another thread that they tried to rent from a member on Ebay and were contacted by the Renter that they would not be able to continue the transaction due to action by Disney. So I guess they meant what they said.

 

[Dean]

Some are saying:

Disney should only enforce the rules that I want them to enforce!

Sad but true. I wish DVC would enforce ALL the rules (including occupancy) and do so consistently without regard to sob stories, number of points owned, etc. The only exceptions should be system wide issues like a hurricane that has direct effect on the resort and as such it's in the resort's best interest to cut people lose as well.

 

[Anjelica]

Sad but true. I wish DVC would enforce ALL the rules (including occupancy) and do so consistently without regard to sob stories, number of points owned, etc. The only exceptions should be system wide issues like a hurricane that has direct effect on the resort and as such it's in the resort's best interest to cut people lose as well.

If you think about it - if they had enforced this rule from the beginning 100% we would have alot less posts right now - at least about this issue.

 

[Dean]

If you think about it - if they had enforced this rule from the beginning 100% we would have alot less posts right now - at least about this issue.

If DVC were consistent on rule enforcement, this entire DVC portion of the BBS would likely have about 20-30% of the posts that it does.

 

[Sammie]

Sad but true. I wish DVC would enforce ALL the rules (including occupancy) and do so consistently without regard to sob stories, number of points owned, etc. The only exceptions should be system wide issues like a hurricane that has direct effect on the resort and as such it's in the resort's best interest to cut people lose as well.

This we are in total and complete agreement.

 

[Dean]

This we are in total and complete agreement.

Actually we likely agree on most things.

 

[Johnnie Fedora]

Just wondering how many from the "rules are rules" crowd have complained to the R&T board about even allowing posts concerning point transfers for money??

 

[RobDoc]

Just wondering how many from the "rules are rules" crowd have complained to the R&T board about even allowing posts concerning point transfers for money??

There have been very few comments about transfers for money.

The Posting Rules & FAQ does state:

C. Points for Transfer: Posting of willingness to Transfer points to another DVC-Member. In this situation, no reservation is made, but an offer to transfer points directly from one member's account to another member's account. NOTE: DVC rules prohibit the transfer of points in exchange for any type of compensation.

and goes to define that:

All transactions are between private individuals as negotiated between themselves. The DISboards have no interests in any transactions, and will not get involved in any transaction problems or disputes.

 

[Sammie]

Actually we likely agree on most things.

Probably so but let's not tell anyone, that would be boring.

 

[Sammie]

Just wondering how many from the "rules are rules" crowd have complained to the R&T board about even allowing posts concerning point transfers for money??

Surely there is no connection. I just never understand in these discussions why some feel the need to take a side road.

The way I see it DVC will take care of DVC business and if I agree I let them know as I have a vested interest to do so, they have my money. If I disagree I will let them know that also.

Board policies of this forum are the business of those that run this site and those that help to do so. If I don't like their policies I can certainly leave at anytime, but never would I tell them how to run their business. I am guest. That would be like me complaining to Doc about allowing others to post here that I think speak with a forked tongue, it ain't going to happen.

 

[Plutofan]

There have been very few comments about transfers for money.

The Posting Rules & FAQ does state:

C. Points for Transfer: Posting of willingness to Transfer points to another DVC-Member. In this situation, no reservation is made, but an offer to transfer points directly from one member's account to another member's account. NOTE: DVC rules prohibit the transfer of points in exchange for any type of compensation.

and goes to define that:

All transactions are between private individuals as negotiated between themselves. The DISboards have no interests in any transactions, and will not get involved in any transaction problems or disputes.

So how do all the Disney employees transfer points? For sure a Disney employee must have been short points at some point while employed at Disney. It must be nice to have so many friends that are willing to transfer them points for free (no cash compensation or I would assume no non cash compensation) For sure no Disney employee has or does violate these rules which I would assume would carry strict repercussions. Does any one have any points that I can use? I am sorry but I can not offer you any compensation and can not even invite you over for a thank you meal since this could be consider compensation for transfering points. Does anyone know why renting is allowed but transfers are not allowed for compensation. It seems like a rule that will and does get violated by a lot of DVC members? It is like Disney wants to make the system flexible but they want to make it almost impossible for you not to violate the rules unless you only need an insignficant number of points.

 

[Steamboat Bill]

If you want to present your case as to why this new ruling is wrong, how it hurts some who are not big time renters then I am more than willing to listen and respect your opinion even though I might not agree.

I started this OP to discuss the new rule enforcement and lots of people have RIGID opinions about this topic.

Yes, it is in the small print somewhere, but I believe this ONE Transfer per year will cause more small owners (like me) to suffer because it takes away the FLEXIBILITY of the program I have enjoyed for 6 years even though I have never abused it.

All I am saying is there will be situations where a DVC member (hopefully not me) will have a problem if they are a few points short of booking a trip and they can't borrow or transfer any more points, etc due to theis rule.

The commercial pros will still boox Christmas, New Year, Easter, July 4th and try to sell them online. I try to avoid Disney during these times as it is too crowded.

I have been a loyal DVC owner for 6 years now, had 1000 points, and I am down to 500 points. I am considering selling one of my two current 250 point contracts as I never seem to use them all.

If, and when, I drop to 250 points, perhaps this will be a non-issue, but currently I don't like it.

Again, DVC should clamp down on the abusers, not the occasional 2-3 time per year point transferer.

I feel sorry for the people that have 1,000-2,000 points in one account...perhaps they can chime in now.

 

[RobDoc]

...
Yes, it is in the small print somewhere, but I believe this ONE Transfer per year will cause more small owners (like me) to suffer because it takes away the FLEXIBILITY of the program I have enjoyed for 6 years even though I have never abused it. ...

If you have been a member for six years the ONE Transfer per year rule, recently outlined by DVC, was the exact rule when you purchased. It is not in the fine print, but is clearly stated in your POS. The wording was apparently changed 3 years ago and has now been changed back to the original statement. The current policy has now been in place for 12 of the 15 years DVC has been in existence. It is interesting how the "flexibility" was not an issue when you originally purchased, but is so important at this time?

 

[Johnnie Fedora]

Surely there is no connection. I just never understand in these discussions why some feel the need to take a side road.

The way I see it DVC will take care of DVC business and if I agree I let them know as I have a vested interest to do so, they have my money. If I disagree I will let them know that also.

Board policies of this forum are the business of those that run this site and those that help to do so. If I don't like their policies I can certainly leave at anytime, but never would I tell them how to run their business. I am guest. That would be like me complaining to Doc about allowing others to post here that I think speak with a forked tongue, it ain't going to happen.

Side roads often give you a different perspective on your journey.

It seems there have been many DISers who have connacted Ebay, DVC-MS and have even directly contacted (stalked, IMO) other members concerning their rental activity, and how their rental activity is breaking "the rules". It is hardly a strech to imagine that the DIS may have received compliants of their own concerning this very topic, considering that points for transfer appear routinely on the R&T board. The fact that there have not been lots of complaints to the DIS may be an interesting point for both forked and non-forked tongued posters.