I called MS today and had a very nice CM. She said when they came to work this morning they were told about a new change in the way the guest cards will be issued. Rather than giving guests cards with the same name on it for each unit they will now be individualized. They were told this is based on how things are done for the Disney Cruise Line. She wasn't sure, but she thought this will allow people to assign individual credit cards as well. In any case, when you make your reservation you will now be asked for the name and age of each person who will be in the unit so that they can prepare the individualized cards. (This may have contributed to the busy signals at MS this morning. This does add a few minutes to calls....especially as everyone gets used to the system.)