New Disney Visa "Inspire" card

[Dsny4fun]

K

Applied for the card and got the dreaded “we need more time” response. I am a longtime Chase customer, never pay late, never carry a balance, and definitely within the 5/24 limits. I have all kinds of preapprovals sitting in my offers.

The only thing I suspect is maybe I have too much available credit on my other Chase personal cards. I’ve never once requested an increase or even come close to the limits, but it hasn’t stopped them from increasing them. Has anyone had any luck convincing Chase to just reallocate existing credit to get the card open?

kind of in the same boat...they have increased my credit limit to 45k on my Disney Visa....and now say I don't have enough revolving accounts to approve me for the Inspire card.

 

[Tumnus]

Applied and approved today. I've gone from "I'll never have a paid credit card" to having four of them now...not ideal but I make more in the perks than the fees at least!

 

[vicarrieous]

Its only been 6 days since my Disneyland Ticket purchase processed. Still no credit (I know it can take up to 8 weeks), but it is toggling between a description of Disneyland and Disneyland tickets. Has anyone reported that the ticket credit posted?

I also just hit my 1k spend on the card today so once those pending transactions post, I will see how long it takes for the $300 credit.

 

[RuntheMouse]

I also just hit my 1k spend on the card today so once those pending transactions post, I will see how long it takes for the $300 credit.

DH had his $300 credit post the same day the purchases posted.

 

[lexxus379]

The 851 score comes directly from the Chase denial letter which is my Experian score....the problem is I have no revolving debt other than the 1 credit card that I have which I pay off in full every month. I'm 68...work full time...have a six figure salary and have spent the last 10 years getting out of debt so I would be debt free going into retirement. BYW, the 1 credit card that I do have is a Chase Disney card. I guess I'm good enough for 1 card...but not the Inspire card

I was also denied, never got a denial letter. I called and they couldn't tell me why i was denied. Got email to upgrade so tried that and approved. Maybe they are giving out too many bonuses lol

 

[Dsny4fun]

I was also denied, never got a denial letter. I called and they couldn't tell me why i was denied. Got email to upgrade so tried that and approved. Maybe they are giving out too many bonuses lol

If you have a Chase account, the letter may be online....they sent me an email to check online for the letter