New Disney Visa, but I'm confused...

[klitteral2009]

So hubby applied for and got a Disney Visa yesterday We plan on using this strictly for Disney vacations and possibly purchases to earn rewards points in the future. My question is, I've already paid a deposit on our January trip. Will I still be able to take advantage of the 0% financing if I use the card to pay off the balance or will I have to cancel and make a whole new reservation, paying the balance in full on my card? If that's the case, will they just refund my deposit or apply it to the new reservation as some kind of credit? Sorry if this seems silly but I wanted to be sure of what to do to utilize the 0% APR TIA!

 

[klitteral2009]

Anyone? Hello-ooo?

 

[disney world dreamer]

you'll still get the 0% interest for 6 months since it is for a disney vacation.
it does not matter that you paid the initial $200 down payment with a different card.

my sister and i both have disney visa cards and what we like to do is i put my portion on my card and she puts her portion on her card so that we both get 0% interest and we can both pay off our balances when its convenient for us instead of one of us owing the other money.

also then we both get reward points on our own card so there's also no issue with who gets to use how much from the reward gift card cuz we each have our own.

obviously your situation is not like mine since you're husband and wife and only need one card but i wanted to give you my experience to show that in deed you'd still get 0% interest even when using one credit card for the down payment and a disney visa for the rest.

 

[klitteral2009]

Thank you!!! That's great news in so happy we finally have the Disney Visa

 

[Claire&TheBoys]

So hubby applied for and got a Disney Visa yesterday We plan on using this strictly for Disney vacations and possibly purchases to earn rewards points in the future. My question is, I've already paid a deposit on our January trip. Will I still be able to take advantage of the 0% financing if I use the card to pay off the balance or will I have to cancel and make a whole new reservation, paying the balance in full on my card? If that's the case, will they just refund my deposit or apply it to the new reservation as some kind of credit? Sorry if this seems silly but I wanted to be sure of what to do to utilize the 0% APR TIA!

As long as you're making a payment (or paymentS) on a package reservation, you will get the 6-months-no-interest. You can make one large payoff and that will have the special financing, or you can break it up into smaller payments and each one will have the 0% for 6 months.

But do remember the special financing applies only on package reservations, not room-only reservations.