NEW Disney Gift Card Deals and More.

[Luna81]

We have Target 360 on both our accounts and both get the offers regularly.

 

[elgerber]

We have Target 360 on both our accounts and both get the offers regularly.

I do too.

 

[eticketplease]

Does anyone know... if I use my Disney VISA at the Food&Wine kiosks, will the charge be eligible for the PayYourselfBack option when the bill comes in?

I'm not sure but I would recommend charging it to your room. You can then go to the front desk of your resort and ask to pay $15 or whatever small amount that you know your Disney Dollars will cover. The purchase will show up as a Disney Resort and then you would be able to go in and wipe it out. This also makes it faster then getting your wallet out of your purse and such when going through the world showcase food booths.

 

[Love4Eeyore]

I haven't gotten a good Target Circle deal SINCE I signed up for the 1 year free membership that I 'earned'. I regularly got $30 when spending $300, $15 when spending $150, etc. Now I get "$5 off if you buy a bunch of clothes!".

I've earned the free membership a few times but refuse to activate it. I don't need it, I live 5 minutes from a Target and 10 from another. I do drive up weekly though!

 

[nlenguyen]

Be careful hitting your bonus like this, most issuers specifically exclude gift card purchases so when we do this most of us will try to add in a couple other items so the total doesn't blatantly scream "I bought a gift card" in case your bonus fails to post and you need to plead your case to the issuer. Now, the reality is gift cards will often still count towards the bonus as issuers don't tend to get high enough level data to know you're buying gc's. Sometimes gc won't even earn points- like office supply store purchases on Amex as Amex does get that level of data from office supply stores. What issuer are you playing around with here?

I am with chase

 

[eticketplease]

I am with chase

You should be fine. I did my CIC with all v/MC gift cards.

 

[bbsearchlight]

I have until the beginning of December to hit my bonus, so I could wait for the visa activation fee being waived, I am just seeing if there have been troubles with the visa gift cards and so getting DGC would be better

There are definitely known issues with using VGC. They are bad for places like gas stations and restaurants where they put a hold on the card that is higher than the actual amount that is charged. Either they may decline or the hold will take over a week to fall off. I've also had issues where random retailers (a local garden store where we buy our Christmas tree, a local theater group) just can't get the VGC to go through. It can also be annoying to finish them off because a lot of places have to charge the exact amount to get them to zero. Grocery Stores generally don't have that issue, so I bring all of my cards that need finishing to my weekly shopping trip, but I can see having them in Disney where you're dealing with a bunch of partial balances being super annoying.

That said, I use them a lot because I will buy them to hit bonus on a CIC to get the full 5% office supply store on top of hitting the bonus. I've got a ton right now as I just bonused a card during their last offering. If you know how to use them, I personally find it worth the hassle to get the additional percent back. But, I'm willing to tolerate probably more hassle than most, knowing that I get $10 in UR for each $200 VGC I have to deal with.

Th other issue to be careful with prepaid Visa cards is that if you purchase something and have an issue, you don't have chargeback protection like a credit card. With a credit card, when you file a chargeback, they take the money away from the merchant so the credit card company will almost always side with you since they don't end up losing any money. However, with the prepaid Visas, when you file a chargeback the bank that issued the prepaid loses the money, so they have an incentive not to side with you. They usually take months to look into your claim, and they rarely side with you.

So using a prepaid for something like paying your electric bill (where you have no reason to file a chargeback) is one thing, but purchasing merchandise online where it could get lost or something, just realize you have no chargeback protection.

 

[greeny41]

Wonder if this will include DGCs? I can't get it to show me the terms.

 

[leebee]

I just looked at the BJs reward offers and I can hit the spend for bonus money in two categories. The purchase dates won't overlap so I won't mistakenly use the first bonus money on the second purchase; I want to use them BOTH on a DGC. Will BJs let me use 2 rewards on one transaction? Of course I'll make sure I'm buying the gift card within the appropriate 'use' dates. I just was wondering if I can do this in one transaction or need to do two.

 

[afan]

Wonder if this will include DGCs? I can't get it to show me the terms.

Where do you see that?

Also they'll have circle week when Amazon has prime deals so if nothing else, there will probably be a discount on target gc.

 

[wdw_dine_junkie]

I just looked at the BJs reward offers and I can hit the spend for bonus money in two categories. The purchase dates won't overlap so I won't mistakenly use the first bonus money on the second purchase; I want to use them BOTH on a DGC. Will BJs let me use 2 rewards on one transaction? Of course I'll make sure I'm buying the gift card within the appropriate 'use' dates. I just was wondering if I can do this in one transaction or need to do two.

The rewards will just be a total that are available that you apply, they don't show up separately. It should be fine