I just want to make sure I understand how the paypal offer works for.
- Go to Paypal and select the 10% Disney offer and the 20% pay later offer
- Select gift cards at Disney store
- When pay, select paypal pay later option
- Will both the 10% and 20% show up as paypal points? Or does the 10% come off the purchase price?
When I selected the offers at paypal and added the cards to my cart at Disney, the pay later option showed up with paypal. Should that mean that the\ pay later offer will definitely track? Would they actually revert my pay later to a pay now with my preferred card? Or set up the scheduled payment but just not give me the 20% points? I don't mind getting just one or the other, but I'd hate to pay full price.
Interested to hear how it shakes out for everyone.
The way I read the Disney offer is that gift cards will likely be excluded. It was added to my account and showed up as "you're earning 10%", but the fine print says that things may be excluded by the merchant after purchase so I'm thinking the 10% PayPal points via the Disney offer will be lucky to come through, and if they do, that's awesome.
For the Pay Later 20%, the way I'm reading that is that you will get 20% cash back in PayPal points up to $1,250 spent through 12/8, and then 5% on anything above $1,250 and up to $5,000 in spending or anything up to $5,000 spent from 12/9-12/31. It also says that you get a max of 25000 points per transaction (20% of $1,250 is $250, so 25000 PP points).
So I'm thinking the only way to get the max cash back would be the process you laid out above but with a max of $1,250 in DCG.
- Go to PayPal and select the 20% pay later offer and the 10% Disney offer
- Go to Disney Store and add $1,250 of gift cards to your cart
- During checkout, select PayPal and Pay 4 option
- 25000 points worth $250 should hit from the 20% PayPal offer, and if we're lucky and the Disney Store doesn't make it ineligible, another 12500 points worth $125 will hit from the Disney offer
IF (and it's a big if) the 10% Disney offer is valid, there doesn't appear to be a limit to those transactions. So you could in theory stack the remaining 5% offer from PayPal on the remaining $3,750 and get a total of 15% off of those -- but if the Disney offer doesn't hit, you're only getting 5%.