What about this for an idea.............
You make your ADR's with a few of them being for the venues that will need a credit card hold and the others for venues that don't need a hold that you can cancel at any time.
You then make your touring plan structured around your ADR's. If you know you have an ADR for a venue that has the CC hold then that will be a "light" touring day or a 1/2 day touring, with a break & nap back at the hotel & pool. After being refreshed you then head to your ADR. This would probably help with the potential meltdown of a child. Also, eat lighter that day, so you don't ruin your appetite for this special ADR.
On the days you have an ADR without the CC hold you go full force & then if your family is ready for the ADR you go for it, if not, you cancel.
As far as getting sick.........that's just a chance you'll have to take. I'd say to work the money into your "just in case" budget & if you're lucky enough for your family to be healthy the entire trip you have extra money for souvenirs or to put towards your next trip.
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So long spontaneity at Disney...
The bottom line is that I don't want to get charged for services not rendered. Period. Can my budget absorb it? Yes. SHOULD I
have to absorb it? I say no.
Perhaps there will be more availability at these restaurants. Because I know I sure won't schedule more than 1 or 2 cc-hold restaurants per trip. If enough others feel the same way, then yes, there will be more availability for people who don't mind the CC-hold.
But if the point was to make more availability by cutting down on
hoarding, then the policy is still a fail. Because while there may be more availibility, it's because honest non-hoarders like me decided it wasn't worth the hassle.
And sadly, if this becomes a trend with Disney--making policies that put-off the guests who want a little more spontaneity in their trips--eventually they'll lose customers.
Is this the final nail in the coffin on Disney for me? No.
But if all restaurants become cc-hold, and if FPasses don't allow flexibility beyond the return time, and NextGen means I have to schedule a TSM ride before even leaving for vacation..... well, you put it all together, and it becomes a vacation that I don't want.
I cannot imagine I'm alone.
I cannot imagine I'm the only person who would prefer to allow my dd to spend an hour playing the water sprays at Epcot if she feels like it, rather than herding her off NOW to make that Soarin' FP.
I cannot imagine I'm the only person who dislikes making ADRs at 180 days to begin with and hates scheduling vacation around eating (which is why we forego the dining plan and schedule so few ADRs to begin with).
I cannot imagine I'm the only person who'll be annoyed if, for one of those few scheduled ADRs, I can't make it and get charged anyway.