I'll start by saying that I only read the first page before posting....
This seems like a perfect fit for us! I have always wanted a 50-100 point contract ANYWHERE since we only vacation every other year. I have never even considered buying from Disney because we wouldn't use 320 points on one vacation. Well, not on a regular basis anyways. I was hacking out a bunch of numbers earlier and we could do a Su-Th in a 1BR SV for 150. With 200 points, we could do a 2BR! We don't travel during Easter or Christmas so those point values are irrelevant to us.
Am I correct that the cost of a 100 point contract would be $9600 directly from Disney? We don't need to finance. How much of that cost can be put on my Disney Visa? I assume they wouldn't charge the full amount. Also, I am travelling to WDW at the end of October. Any speculation if the 100 point minimum would still be in effect? DH will be in Montana so there would be nobody to stop me from realizing my dream of joining
DVC!
Also, I've read many things about the difference between contracts at Kidani vs. Jambo. As I understand it, those who get Kidani cannot use their points until May of 2009. Other than that, there's no difference, right? Since we aren't planning another vacation until 2010, I assume that it is irrelevant for us which we end up with.