Need to bring in an extra $150 a month while working full time? How?

Krischaser

DIS Veteran
Joined
Jan 21, 2006
Messages
610
:goodvibesHi my husband and I both work full time jobs and I need to bring in an extra $150 a month if possible. We both took jobs that were offered to us when our old company sold and it was for less pay. But in this economy and with three kids we were worried we would have no job at all. Anyways is there a way I can bring in this kind of money a month between working full time and three kids, homework, dinners, and everything else. Thanks!!
 
Do you really need $150 a month extra or can you carve at least that out of your current budget? Depending on your tax bracket, you might have to earn quite a bit more to bring home the extra $150.
 
:goodvibesHi my husband and I both work full time jobs and I need to bring in an extra $150 a month if possible. We both took jobs that were offered to us when our old company sold and it was for less pay. But in this economy and with three kids we were worried we would have no job at all. Anyways is there a way I can bring in this kind of money a month between working full time and three kids, homework, dinners, and everything else. Thanks!!
$75 every two weeks doesn't sound impossible. A part time job, a couple of evenings a week would probably do it.
 
What about babysitting?

I would look at cutting your expenses first though! A few years ago - we thought that I needed a job but found it was easier to cut our expenses than it would have been for me to get a job!
 

so, basically, a litle less than $40 a week.
can you find a house to clean on saturdays? (about $60) (although a lot of people are doing away with that luxury)

what about tending bar one night a week?

it seems like $40 a week might be easier to cut from the budget. or split it in half. cut half of it, and make half of it.

as far as babysitting, many night shift workers have a hard time finding babysitters.
 
I work a fulltime job and have 3 kids. I make about 150-200 a month working online for ChaCha. I mostly use late nights and weekends. I found ChaCha 2 years ago here on the boards and it has been great for our family. You apply at http://becomeaguide.chacha.com/
 
Do you usually get a tax refund? Maybe you could adjust your withholding.
 
I know some people sell their blood or platelets a few years ago there was a huge thread on this and I remember it was more than $200 a month.

Lisa
 
With these companies do you have to report your earning? Do you get a w-2 form?
 
If you are a good writer you can make that in a month on www.textbroker.com . I write for them and it's decent $$ if you get a good ranking.

I checked out that website. It looks promising for bringing in extra money for those who can write well. How long have you been writing for them? And how much are you earning?

TIA! :)
 
With these companies do you have to report your earning? Do you get a w-2 form?

With ChaCha you are an independent contractor so you get a 1099 at the end of the year. I, too, found ChaCha here in 2008. I love it!
 
Could either of you work extra hours for your company on a permanent or temporary basis? If you can prove the need (company's need, not yours) for extended workweek it might get approved.
 
I checked out that website. It looks promising for bringing in extra money for those who can write well. How long have you been writing for them? And how much are you earning?

TIA! :)

A couple of months I guess...I'm earning around $100/week since I can only write on the odd night here and there. Once my youngest is in preschool 5 days this fall I'll be able to do much better.

FWIW, I started off with a rating of a 4 and they they submitted me for a rating of a 5 w/in the first month, though, so that does help a lot with the rate of pay. If you can get rated at least a 4 you can do pretty well.
 
With ChaCha you are an independent contractor so you get a 1099 at the end of the year. I, too, found ChaCha here in 2008. I love it!
How does the 1099 affect your taxes? Do you end up owing taxes on the 1099 amount at the end of the year, or is there a maximum amount you can make as an independent contractor & not have to pay taxes on it?

I've looked into doing mystery shopping but am wary of any work that will produce a 1099 at tax time. My partner once got a 1099 when she worked as a nanny & she owed a good chunk in taxes (since she had to pay all of the SS/Medicare taxes herself). Never again.
 
How does the 1099 affect your taxes? Do you end up owing taxes on the 1099 amount at the end of the year, or is there a maximum amount you can make as an independent contractor & not have to pay taxes on it?

I've looked into doing mystery shopping but am wary of any work that will produce a 1099 at tax time. My partner once got a 1099 when she worked as a nanny & she owed a good chunk in taxes (since she had to pay all of the SS/Medicare taxes herself). Never again.

1099 you are responsible for paying your own taxes on the money.
 
Could you or hubby do a paper delivery route in the early AM during the week or just on the weekends? I've never done this but know people who do. You also would get tips at Christmas.
 
If you are a good writer you can make that in a month on www.textbroker.com . I write for them and it's decent $$ if you get a good ranking.

I checked out that website. It looks promising for bringing in extra money for those who can write well. How long have you been writing for them? And how much are you earning?

TIA! :)

Thank you for introducing me to this. Not sure where it will lead but fascinating idea!

Just be sure to read their terms of service VERY carefully. You will not own, nor can you ever use anything for which you receive payment. If it is ever used in other media, etc. - you will not be credited, cannot receive derivatives, etc.
Personally, I would have a difficult time signing away intellectual property for the pittance they offer. (It would be the equivalent of sharing an idea for a feature film with someone at a pub and later finding out he/she was a Disney executive -- then, having them make millions on the licensing, etc. and never being paid, nor credited with the story or its characters)
something to think about.
 











Receive up to $1,000 in Onboard Credit and a Gift Basket!
That’s right — when you book your Disney Cruise with Dreams Unlimited Travel, you’ll receive incredible shipboard credits to spend during your vacation!
CLICK HERE











DIS Facebook DIS youtube DIS Instagram DIS Pinterest DIS Tiktok DIS Twitter DIS Bluesky

Back
Top