Ok, my DBF and I are considering buying 200 point at AK. The deal they have ($8 discount, $500 disney reward, 200 2007 pts) is making it very appealing.
Now the hitch. We are planning to stay at AKL in December for a week using a 40% off pin. With so little lead time there was no way they could convert our reservation to a DVC reservation using our new points.
We are having a hard time justifying buying DVC and then a month later paying cash for a trip. And not to mention it will be the Holiday season and cash flow will be limited in general. We won't be using our points until May at the earliest.
I am also a little concerned about how difficult it is to get rooms based upon the number of 'waitlist' threads here.
Now my questions for all you seasoned folks:
1) Would you go ahead and buy now or wait until we are there in December and buy onsite?
2) Is it really that hard to get rooms if you plan ahead 7/11 months?
3) Also have a finance question. Has anyone financed their purchase through Disney and paid it off realy early, say in the first 3 months? I want to make sure there are no penalties like my Guide said.
I know that these are three random question and I have rambled on. I am still learning and hope you all can help. Also, with all this hard thinking I am losing the enthusiasm I had when we first started looking. So please tell me it is all worth it!
Now the hitch. We are planning to stay at AKL in December for a week using a 40% off pin. With so little lead time there was no way they could convert our reservation to a DVC reservation using our new points.
We are having a hard time justifying buying DVC and then a month later paying cash for a trip. And not to mention it will be the Holiday season and cash flow will be limited in general. We won't be using our points until May at the earliest.
I am also a little concerned about how difficult it is to get rooms based upon the number of 'waitlist' threads here.
Now my questions for all you seasoned folks:
1) Would you go ahead and buy now or wait until we are there in December and buy onsite?
2) Is it really that hard to get rooms if you plan ahead 7/11 months?
3) Also have a finance question. Has anyone financed their purchase through Disney and paid it off realy early, say in the first 3 months? I want to make sure there are no penalties like my Guide said.
I know that these are three random question and I have rambled on. I am still learning and hope you all can help. Also, with all this hard thinking I am losing the enthusiasm I had when we first started looking. So please tell me it is all worth it!


