we visited WDW last October and made appt at DVC as we had been interested in the past and were seriously ready to commit. We had been told that some BCV may be available which is mainly why we went. Arriving we were greeted and told our "guide" we were mainly intereseted in BCV as we had been told... He immediately says "sorry, I could have maybe helped you 3 months ago, but SSR is only points available". We asked how about divorces, financing fallthroughs, etc. and he said that Disney has ROFR and buys back "ALL" points for owners wanting to add to theirs. When we got home my wife did some research, found out differently, and we now own 170 BCV points- just got our cards yesterday! and already booked a trip for next winter! I won't mention his name but I think you are smart to solicit recommendations.