Need Help from DVC experts re: points/cash payments

[WAMUMOF4]

Could you please explain what you mean by "cash rate"? Do you mean there's a "cash equivalent" for the point value on a cruise that is different than the price available through DCL? (Example: Cruise costs X points or $Y)

Another question - If I book a lower category with points, can I upgrade to a higher level category with cash?

Thank you!!!!

Sorry I missed this as well it is as explained by someone else. I didn't book on opening day so there was a considerable price difference between the DVC cash rate and the DCL one.

 

[Dave2425]

How many points did you need for your cruise?

We will be doing our second Fantasy cruise in March 2016. I booked 1 adult 1 child with points and paid cash for 2nd adult. I had point that I to decide whether to bank or use so we decided to use them and borrow. Paying all cash for this cruise would be close to $8,000 for the 3 of us. We would not be able to do it without the use of points. I made sure to save enough for a day before/after the cruise to stay in a studio. We are also going to WDW for a long weekend in Sept. I don't care about what others say about it being and economically correct use of points, etc.... it works for my family and I like having the flexibility to do so. Everyone travels/uses their point differently! DVC was still one of the best decisions we ever made!

 

[erionm]

How many points did you need for your cruise?

Point charts are on the member website under: Vacation Planning > Points Charts > Disney Collection (tab).