I'm trying to decide if it's better to own all your points at one resort- if you don't care about 11 month priority at other resorts- for exchange purposes. I.E : I have 200 BW points and would like to add 100- 150 at BC. Costs aside (I know it is cheaper to do resale at BWV), for II exchanges or DCL, etc. Is a point a point for exchanges, or do they all have to come from the same contract when you deposit into II, or book cruise cabins?