Multi-home owners, how are your points distributed?


85% VGF-425 pts, it is our first love which we use exclusively at VGF
15% CCR-75 pts for our Xmas decorations trips used exclusively at CCR

Our plan is to double our CCR pts so we can stop fighting for a studio and grab 1bdrms at Thanksgiving but that is awhile off with the youngest starting at a 4 yr college next month.
 
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28.3% Riviera (Direct) for super long lasting direct benefits, direct SAP, and guaranteed Crescent Lake access after 2042
24.5% AKV for the animals and occasional value or club level possibility and SAP+
18.9% BWV for Crescent Lake and easiest dual park walking access
18.9% BLT for the closest Magic Kingdom walking access
9.4% VGC for the occasional Disneyland trip and access to whatever they make with Disneyland Forward
Ohh I love the breakdown and reasoning behind each.
 
In the spirit of @Tatebeck reasoning for his contracts I thought I’d share my rabbit hole and how I went down it.


CCV - 16.3%. My first contract resale. Was a super newbie to anything DVC. Crunched the numbers and the value of CCV due to contract length and dues was something we were comfortable with. 100 pt loaded contract. We were gonna buy just this and see how things played out in a year…. *



*cough* *cough* contracted addonitis



Next up VGC - 24.9% we absolutely loved and need that extra 100 pts we got from the loaded CCV and was on the boards a lot and realized my home resort is DL and 100 points at CCV wasn’t going to cut it. I am 100% pro VGC and was not loving VDH at all. 153 points VGC contract signed.



AUL 26.1%. Still reading boards and also doing my research on value per point etc wanted SAP points to use everywhere except restricted and also to use to do 3rd party cruise swaps, we landed on 160 points AUL subsidized.



VDH 32.6%. And then there is VDH which I said I would never buy. Since Disney decided to restrict it we had to buy in order to stay in CA more often. VGC price and availability just didn’t make sense to buy 200 more points at. With the current incentives and being able to stack credit card bonuses/cash back/no interest, it made sense for us. 200 points at VDH bought last week.



We are supposedly done.
 
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In the spirit of @Tatebeck reasoning for his contracts I thought I’d share my rabbit hole and how I went down it.


CCV - 16.3%. My first contract resale. Was a super newbie to anything DVC. Crunched the numbers and the value of CCV due to contract length and dues was something we were comfortable with. 100 pt loaded contract. We were gonna buy just this and see how things played out in a year…. *



*cough* *cough* contracted addonitis



Next up VGC - 24.9% we absolutely loved and need that extra 100 pts we got from the loaded CCV and was on the boards a lot and realized my home resort is DL and 100 points at CCV wasn’t going to cut it. I am 100% pro VGC and was not loving VDH at all. 153 points VGC contract signed.



AUL 26.1%. Still reading boards and also doing my research on value per point etc wanted SAP points to use everywhere except restricted and also to use to do 3rd party cruise swaps, we landed on 160 points AUL subsidized.



VDH 32.6%. And then there is VDH which I said I would never buy. Since Disney decided to restrict it we had to buy in order to stay in CA more often. VGC price and availability just didn’t make sense to buy 200 more points at. With the current incentives and being able to stack credit card bonuses/cash back/no interest, it made sense for us. 200 points at VDH bought last week.



We are supposedly done.
I like the elaboration.

For me:

64% at VGF started as a healthy number of direct points divided into equal contracts. I wanted my boys to inherit enough points to each be able to book a studio for a week every year. Then when the incentives went crazy last summer, and everyone on this board was going nuts about it :), I added on a third VGF direct contract.

21% at RIV because I was itching for an Epcot area resort. We stayed there earlier this year and absolutely loved the room and the whole Riviera vibe. And the coffee shop in the lobby because we love coffee. The Skyliner was the cherry on top. So the result was 2 small contracts, enough combined for roughly a week in a studio every year or 1 BR every other year. Had to go direct because I didn't like the idea of restrictions.

14% at VGC because I really loved our trip to Disneyland, the Fatherland so to speak. Really dug the Wilderness Lodge like theming of VGC, and of course the direct park access is amazing. Result is 2 small contracts, enough together just for 4-5 nights in a studio every year or 1BR every other year. These are my only resale points, because, well, VGC.

Looking towards the future, I really want to be done, but it's so hard! I keep toying with the idea of more RIV points, maybe a FW :)
I also like the idea of being able to stay at CCV or BRV at Christmas time, and both my wife and I love the woodsy atmosphere of that resort. I think I have plenty of points to go to Disney as often as we currently want to, but one can always move up to 1BR or 2BR etc and thus increase the number of points needed.

I'm really going to try to sit tight for a while, if I can manage to ignore you maniacs on this forum :)
 
14% at VGC because I really loved our trip to Disneyland, the Fatherland so to speak. Really dug the Wilderness Lodge like theming of VGC, and of course the direct park access is amazing. Result is 2 small contracts, enough together just for 4-5 nights in a studio every year or 1BR every other year. These are my only resale points, because, well, VGC.
The location worth its weight in gold.
 



















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