Okay.... this is my third time trying to type this response..... I get several paragraphs typed and it disappears on me! (Not on my home computer). Anyhow.... one more time!
Wow.... your post could have been written by me! I totally understand... I am not a night owl and any scrapping done after 10pm would be terrible (since my eyes would be closed!).
Try just a few things.... number one is keep up with the housework that "accumulates" such as dishes, laundry, picking up. But don't worry so much about the stuff that won't take any longer even if you ignore it for a day or two (like dusting and vacumming). Your kids will be enjoying their scrapbooks when they grow up rather than be thinking about how dusty the living room always was.
But if the housework is really making you feel like you can't scrap, try this technique I use sometimes. Challenge yourself to do as much as possible in each room within just 10 or 15 minutes per room. In that amount of time I can usually have my bathroom looking presentable or my living room sufficiently clean for company. After an hour of doing this I can usually sit down to scrap feeling pretty guilt-free.
As far as the getting caught up goes....good luck. I am currently working on mid-year 2002 for each of my kids "life" books and am pages away from finishing each of their 2004 WDW trip books. (Each child gets a separate vacation book and separate life books.) I am trying to limit what I work on to just the bigger events (holidays, first day of school, major sporting events, etc). I figure I can go back and finish the smaller day to day things when I am feeling more caught up (or when my kids are grown and gone!!)
I am about to get started on our 2005 California/
Disneyland books and I am considering making one original and one 12 x 12 color copy of each layout. Then I will have two albums, each with some original pages and some copies. If it seems to look okay I will probably do that. It is getting tiring doing a totally separate book with different layouts for each child for each major vacation. And I tend to scrapbook LOTS of pictures. I need to start being more selective about what pictures I use. For example, my kids completed 2004 WDW books are probably about 100 pages each. That just takes too much time!
Anyhow.... just keep plugging along. You may never get totally caught up. Most of the "experts" advise to start current and work backwards. I just am too anal about working chronologically to do that. But I have done a few current day pages that I thought were best to do when the feelings/memories were freshest (like when our cat died last year). I am definitely feeling more caught up lately than I have in the past. But I realize I am still many years behind. I'll just keep plugging along, doing the best I can, as long as I am still enjoying the journey of scrapping............P