Missing post - another try!

[Rash]

Thanks for the effort, Webmaster Doc. Unfortunately, that thread wasn't the one I had in mind. The one I read was specifically about buying versus renting every year. The OP was debating whether it was worth buying 150 points to stay in a studio yearly when he/she could just rent points yearly and the cost would be about the same or less.

I know I read this post within the last couple of days, and the subject was something like "why not rent instead of buy" or similar. I've done advance searches and came up empty. I'm stumped.

I'll keep an eye to see if you have better luck than I did finding it. If not, thanks for trying!

 

[Maistre Gracey]

I am not certain if this thread is the one you are looking for, but it contains a lot of the subject you are reffering to.

 

[Richyams]

That's not the thread either. I remember the one he was talking about. The title was something real close to "Why buy DVC when you can rent points?" and there was another one about just staying in a studio.

 

[Rash]

Thanks for the effort - perhaps I'm losing my mind, but that's not it either. This person wanted someone to convince them specifically why he/she shouldn't just rent points for a studio every year instead of actually buying DVC. Their point was that at $10 per point renting, they could stay in a studio for about the same as the annual dues if they owned, and they wouldn't have the intitial $12000 up front cost.

Again, thanks for trying. I thnk I give up. I'm a pretty seasoned searcher, and I couldn't find it with any combination of words or phrases. I'm beginning to think it was my conscience talking - we just bought in July, and there is the occasional mental second guessing!

 

[Maistre Gracey]

I think you are jarring my memory. I think I remember it too.

Or possibly all three of us are losing our marbles.

 

[Doc and Family]

Rash,
I remember that thread, too. I also could not find it. What I remember, I think ( I am old and senile, too) was someone pointed out that if you rent 100 pts/yr that is $1000/yr, which is $40,000 over 40 years, assuming points never go up. 150 pts would be $60,000, etc. Even with $12,000 up front and if dues went to $8.00, that would be $60,000. With dues currently near $4.00, the cost would be $36,000. Wish I could find it for you, though, I remember initially thinking the same thing, before we bought in at the BCV. You made the right choice!

 

[Rash]

Glad I'm not losing my mind! I have no idea what could've happened to that post.

We are very happy with our purchase (BCV also), and we too did similar math to convince ourselves it was worth buying instead of renting, which we had done for a couple years before buying. I was trying to find the post so I could share that math with the original poster. You have summarized it nicely - probably more concisely than I could have!

Still would like to know what happened to that post.....