Minimum to Buy Direct

Belle53

Earning My Ears
Joined
Jul 13, 2014
Since DVC direct sales have opened back open recently, has the minimum purchase at any resort for new members changed? Can you buy in at 50 points?
 

_auroraborealis_

I like marshmallows. And adult beverages.
Joined
Oct 18, 2015
It depends on the resort. Most resorts are still 100. A few will permit 50 but you will not get a blue card.
 

Deb & Bill

DVC-Trivia Contest, Apr-2006: Honorable Mention
Joined
Mar 20, 2000
And if you cannot borrow more than 50% of next year's points, 75 points aren't going to get you much of a stay.
 
  • The Jackal

    DIS Veteran
    Joined
    Oct 24, 2017
    And if you cannot borrow more than 50% of next year's points, 75 points aren't going to get you much of a stay.
    Well, apparently you haven’t done a tour lately. ( obviously I’m just joking) They point out that that you can get a studio for 8 points at AKV value at Jambo. 75 will get you 9 nights. They were surprised when I said you need to own at AKV to get the room at 11 months and that can be a challenge.
     
    Last edited:

    iflyjetzzz

    Earning My Ears
    Joined
    Nov 27, 2019
    They were surprised when I said you need to own at AKV to get the room at 11 months and that can be a challenge.
    More like they feinted surprise. I'm sure they know all of the ins and outs of DVC point charts and availability.
     

    WalloghbyWay

    Earning My Ears
    Joined
    Jan 25, 2020
    I went in Jan on a tour and the minimum was 100 points for. 16K at SSR. I’d tend to go for 4-5 nights. Wondering if a smaller. 60 point contract is worth it to go every other year and combine banked, current UY and following for larger rooms. I assume you can’t use combined points at 11 Mo at your home resort? I have a lot to learn. I may find the contacts number and give him a call and see what they plan on doing with the covid economy. Maybe they will start selling smaller point contracts to first time buyers
     

    _auroraborealis_

    I like marshmallows. And adult beverages.
    Joined
    Oct 18, 2015
    I went in Jan on a tour and the minimum was 100 points for. 16K at SSR. I’d tend to go for 4-5 nights. Wondering if a smaller. 60 point contract is worth it to go every other year and combine banked, current UY and following for larger rooms. I assume you can’t use combined points at 11 Mo at your home resort? I have a lot to learn. I may find the contacts number and give him a call and see what they plan on doing with the covid economy. Maybe they will start selling smaller point contracts to first time buyers
    You can only borrow 50% right now, so the banked-current-following won't necessarily work.
     

    _auroraborealis_

    I like marshmallows. And adult beverages.
    Joined
    Oct 18, 2015
    So we (ok...not me, yet) as owners are only guaranteed our points within a given UY? The bank/borrow "policy" is to be understood as a perk. Is that correct?
    I wouldn't use the term perk, as perk is associated with a bunch of other stuff with DVC that has differentiation between direct and resale buyers. Banking/Borrowing is directly tied to the real estate interest, so DVC cannot restrict it only to direct or similar. Everyone can bank or borrow under the same rules, but those rules can change based on point balance.

    Most of us have always believed the bank/borrow restrictions would start getting invoked sometime in the 2030s when the 2042 resorts start aging rapidly. But this crisis has put a borrow restriction in play, and if point issues build up due to low demand (and two closed resorts), they may expand and may last longer than 2-3 years.
     

    Lorana

    DIS Veteran
    Joined
    Jan 30, 2001
    I went in Jan on a tour and the minimum was 100 points for. 16K at SSR. I’d tend to go for 4-5 nights. Wondering if a smaller. 60 point contract is worth it to go every other year and combine banked, current UY and following for larger rooms. I assume you can’t use combined points at 11 Mo at your home resort? I have a lot to learn. I may find the contacts number and give him a call and see what they plan on doing with the covid economy. Maybe they will start selling smaller point contracts to first time buyers
    If by combined points you mean banked, current, and borrowed points from the same contract, then yes you CAN use combined points at your home resort at 11 months.
     

    gmflash88

    Earning My Ears
    Joined
    Jul 31, 2012
    I wouldn't use the term perk, as perk is associated with a bunch of other stuff with DVC that has differentiation between direct and resale buyers. Banking/Borrowing is directly tied to the real estate interest, so DVC cannot restrict it only to direct or similar. Everyone can bank or borrow under the same rules, but those rules can change based on point balance.

    Most of us have always believed the bank/borrow restrictions would start getting invoked sometime in the 2030s when the 2042 resorts start aging rapidly. But this crisis has put a borrow restriction in play, and if point issues build up due to low demand (and two closed resorts), they may expand and may last longer than 2-3 years.
    Got it. Thank you! Everyone here and in other threads I’m in have been a great help. A welcome and fleeting thing online these days.
     

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