I’m sorry if I’m not reading carefully enough, but you said you have 200 ROFR points at HHI and would like to get a 25 point add-on for an on property add-on and access to the 11 month window (I’m trying to paraphrase). Apologies if this is clear, but I wanted to point out that a 25 point direct (or resale, for that matter) is only going to get you an 11 month window at the resort where you buy in. In other words, you will have an 11 month window for the 200 HHI points only at HHI and an 11 month window for OKW (if that’s where you decide to buy) only at OKW.
I guess that’s why I’m a little confused. Even at OKW, which has a super cheap
point chart, it’ll only get you a couple nights. I know you can bank and borrow to get more every couple of years.
Anyhow, many apologies if you already have a plan and are aware of all this. I promise I’m just trying to help you avoid a mistake if you were not clear.
One final thing not to be overlooked: Even as a California resident with DL as a home resort, there are still discounts to be had with the blue card at both DL and HHI. I know you said you have the Disney Visa (as do I), but I believe there is a difference in blue card benefits and Visa perks. And buying direct also gives you some points you can use to book at the new DLT (at least eligible) if you ever are looking for a stay-cation.