On the day we were to fly home from Orlando my daughter slammed her hand in the car door. We were concerned she might have broken fingers so raced to the nearest hospital (after stopping at McDonald's for a cup of ice for her fingers). We have nothing but absolute praise for every single person involved that day!
We had our timeshare till the next day and we planned to shop until mid-afternoon then go back to the room for our bags and to get our passports and papers from the safe....so, I didn't have my medical card with me.
I offered my Visa as payment (would claim back when we got home), nope, they didn't need it. They asked our address - surely when I give them a Box number in small town Saskatchewan they will change their minds about taking my credit card - NOPE! They raced around to help us, called ahead with our prescription so we'd go to the front of the line at the pharmacy, brought everything (portable x-ray machine) to the room so we wouldn't have to deal with different departments at the hospital.
We left without paying a dime.
Other than the scar on her hand and the pain she was in it was a wonderful experience.
Once we got home I sent the bill in to my insurance provider (through work, we never get extra travel coverage) and everything was completely taken care of. I should have called my insurance company to get approval before we took her to the hospital but I didn't and everything worked out fine.
Interesting note - before my claim form would have been processed I received a letter from the hospital saying that I could just pay 50% of the bill and they would close the account?!?
I guess maybe they are used to people not paying in the US so they are happy to get even 50%?
I also had to go to Emergency in Maui on Dec 31st of last year (we must seem like a bunch of accident prone freaks) and same thing, everyone was awesome and I paid up front and was reimbursed after the fact. They did take my credit card that time.