MAY we interest you in a month of No Buy???

Ronnmel, I hope things get better for you soon. Your picture is lovely!!

Hope things work out at work, wlake! :wizard: And those OTC meds are $$$$$.

Thanks! I've got my fingers and toes crossed! Luckily, DH's company runs a small employee pharmacy and I can buy most of our OTC things there VERY cheaply. Of course, there was not a single pill of Benedryl on the shelves, name brand or generic!

Teacher store sales are expensive! :) The closest one to me is a half hour away and it's turning into more of a toy store rather than a teacher store. (Please note my Smilemakers order for today -- and that's with 15% off, free shipping, and a free gift!)

5/1: $110 for DS6's birthday party (so worth it!)
5/2: :cool1:
5/3: :cool1:
5/4: $30 dinner out
5/5: $15 jacket for DS (I just realized how small the one he's wearing is. I can't believe I let him out of the house in it.), $50 water shoes for DS and pants for me, $30 for field trips
5/6: :cool1:
5/7: $84 Target, ? potting soil, ? lunch out, and ??? (the other three went out to buy a Mother's Day gift, so I wasn't with them! Guess I'll find out tomorrow! )
5/8: $18 Target (a case for my Mother's Day iPhone!!), ? groceries
5/9: :cool1:
5/10: $35 dinner out
5/11: :cool1:
5/12: $12 ice cream out to celebrate DS8's concert
5/13: :cool1:
5/14: $40 pharmacy, $I-already-forgot Target, $85 BJ's, $95 hair cut and color, $31 things for school

no buy days: 6/10
longest no buy streak: 3 days
meals out: 2/5
days since our last meal out: 4
longest no meals out streak: 10
 
Happy Saturday, Everyone!

Budget: (last month expenses)
Gas: $300($337)
Groceries/Household: $600($675)
Drug co-pays/medicine/lens: $30 ($149)
Misc including gifts: $150( $395)
Pool opening expenses: $600 ($0)
Dining: $60 ($0)

May 1: groceries $60
May 2: $0
May 3: gas $45 (does include gas for the lawnmower)
May 4: groceries $60, supper $30, Mother's Day gift $23
May 5: $0
May 6: $0
May 7: market $21 (bread and flowers to go with my Mother's Day gift), card, $4, groceries, $30, gas $55
May 8: $0
May 9: Darn! DH spent $2 on hot dog buns!
May 10: $0
May 11: gas $55, medical $25 (I don't remember it costing this much for stuff for my last colonoscopy), clear fluids stuff at the grocery store $11, chlorine $17
May 12: hospital parking $9, lunch $25, groceries, $14
May 13: $0
May 14: ::yes:: Yep, I went to the Scholar's Choice Warehouse sale. I bought little (math) books, plus a box of coils (we can make books!), and GIFTS! I bought: Father's Day, birthday, moving into residence and Christmas gifts. All told it was $92 with my discount, $19 was for school and the rest gifts. :thumbsup2 DH did his shopping and it was $45 for groceries.

Gas: $155
Groceries/Household: $228
Drug co-pays/medicine/hospital parking: $34
Misc including gifts: $129
Pool: $17
Dining: $55

No Buy days: 6/12
 
Going for 9 no-buy days this month...fell off the wagon BIG TIME in April and didn't even track the last 11 days, UGH!

Happily, I'm able to lower the utility bill allotment this month but it will be most likely eaten up by the gas increases...


5/1: $25.96 Petco (more stuff for DS' "free" fish); $7.46 CVS; $33.81 Home Depot (new grill cover and play sand).

5/2: $139.36 groceries (aggregate from the weekend but don't know what was when); $5 gas; $12 doctor (but they should have charged $15 so I'm sure that will be resolved); $9.58 for potty training DVD and VHS for DD (Craig's List); $5 overdue fines at library (still owe $9, ugh!).

5/3: $0!
Paid bills and spent $26.65 on groceries/$433.99 left for the month and I don't need too much more meat!

5/4: $0!
$108.26 groceries (stocked up on a LOT, decent coupon/sale day too!)/$325.73 left for the month
(Edited upwards - we were at dinner when I realized the kids were out of milk boxes, which involved another grocery store run!)

5/5: Paid a few bills; $10.78 Post Office to mail Mother's Day cards and gifts; $33.90 for pet food and a few other groceries/$291.83 left for the month! At least I got a deal on the pet food; spent about $28 and got $20 in coupons to use on future Purina purchases which means, between what I bought today and those coupons, we won't have to pay for pet food again for several months.

EDITED TO ADD: we'll have to pony up $1 for the Tooth Fairy - DS lost #7 today! ;o)

5/6: DS school lunch $4.65; Dunkin' Donuts iced mocha $3.52; homebrew ingredients $48.95; CVS $10 (prescription)

5/7: Groceries $77.07/$214.76 left for month (HARDLY NEED ANYTHING ELSE; got some great deals!); DH gas $41.47; $17.10 AC Moore (DS wanted to make a gift for me and got a T-shirt and some Dollar section stuff); $4 snacks at DS' B-ball game; $10.99 McDonalds.

5/8: Well, I wanted to go out to lunch so we spent $$$ today. $45 on lunch, $6.41 on wine, $8 on bowling, $12.03 on ices for dessert after a yummy grilled dinner, $12-something at Bed Bath & Beyond, and $10.09 on groceries today/$204.67 left for the month. I really had fun and enjoyed everything I ate today though...I do think it's important to do this once in a while but I am feeling a bit guilty about it too!

After I pay the tuition for my second summer class we will only have about $300 left in Savings. I am hoping that the class gets cancelled again (I was supposed to take it this spring but it was called off due to low enrollment)...if that happens I can make a strong case for getting them to let me take it as an independent study in the fall when my tuition is cheaper, and I will be taking out loans this year.

5/9: $20 gas, $24.23 in groceries/$180.44 left for the month....and ANOTHER $1 for the Tooth Fairy! (Twice in one week! ) $162 for Extended Care for DS for the month.

5/10: $0 (REAL $0, no groceries either!)

5/11: $6.35 groceries, $7.49 Staples (used a gift card though!), $121 shoes at JCPenney.com (got 2 pairs of boots and a pair of sneakers for me and 3 pairs for the kids, so I was very pleased about that!)

5/12: Definitely NOT a No-Buy day as I went into the city with a friend to see a movie - so tolls, parking, snacks, and then lunch at McDonald's with DD...but I took all of this $ out of a separate account so I am not adding it up. Ridiculous amount of library fines I was ashamed about and will NOT mention the amount! $6.53 groceries/$167.56 left for the month; $10 gas (just to get us through till tomorrow when DH gets paid); $14.99 sports equipment for DS.

5/13: $109 for tuneup and oil change (naturally it needed a bit more work than that); $5 DS school lunch; $4 snacks at baseball game; $7.99 swim shoes for DD (after a $5 coupon, yeah! ); 2 weeks at DD's daycare ($148); $72 for pet medicine (Frontline for both dogs - DH remembered to use a coupon, YEAH!); $25 on Amazon for a new plug for my laptop (DD broke the other one - this is my NEW laptop...)...$24 for training pants; $24.86 groceries/$142.70 left for the month. Also paid our mortgage, cell phone and DH's student loan...so already half the paycheck DH got today is gone plus our car loan payment will come out Monday.

One thing I did today which I feel great about is that I noticed the bank where I have an account to use for mortgage payments, was offering a 6-year CD at 3%. I realize that's not great but these days, it's something. I rolled most of the kids' savings accounts at this bank into a CD in my name which they will be beneficiaries of if anything should happen to me before it matures. Anything helps, right?

5/14: $10 gas, $10.48 groceries/$132.22 left for month; $8.06 at Six Flags (DS and DD wanted capes)...this was the ONLY thing we bought there! If we can get off that easy other times I'll be delighted. ;) $22.01 on beer and wine when we got home (no, not because it was a rough day, LOL!) I think DH spent about $4 on coffee for the drive home too.

I feel really good that we spent so little at the theme park today. :goodvibes

5/15: Will NOT be a no-buy, we need to fill up both cars and get fruit and milk.

5/16: Hoping for no-buy

5/17: Oil change on van, lunch with my SIL

5/18:

5/19: Seeing a play in NYC with my friend at night (free tickets but I'll have transportation costs)

5/20: DS lunch at school; planning to have an eye exam for new contacts

5/21: Weekends are tough for no-buy but we don't have plans...hmm...hoping for no-buy

5/22: Annual Congregational Meeting, I'm sure we'll have to make some donation or other...

5/23:

5/24:

5/25:

5/26:

5/27: DS school lunch (or is he off? I forget! LOL)

5/28: Going to Six Flags New England - definitely not a no-buy day!

5/29: Coming home from Massachusetts.

5/30: Going to the Zoo for sheep-shearing day (we are members so I MAY be able to pull off a no-buy...)

5/31:




No-buy days: 3/9 (One-third there and half the month gone..OY!)
 

Gas $500 ($322 left)
Groceries $250 ($17 left)
Dining Out $200 (43 left)
RX Copays $150 (37 left)
Misc $300 (OVER BUDGET by $147.00)

But I commit to 15 no buy days for May.
6/15 No Buy Days so far

5/1 $155 ticket (MISC), $39 Gas, $25 breakfast (Dining Out) $219 total spent
5/2 $0
5/3 $0
5/4 $52.87 (RXs), $58.54 (Market Basket), $21.77 (Shaw's), $2.18 (McDs), $43.29 (Gas), $25 (MISC -Doc visit copay)
5/5 $47.97 (DDs photo session), $11.70 (baby food), $2.18 Breakfast
5/6 $ 7.77 (DH Breakfast), $29.99 Staples, $ 60 CVS, $56 (KCs Ribs -dining out)
5/7 $34 (Petting Zoo), $61.70 Kcup store, $$27.11 Kids Consignment, $ 25.95 (Supercuts DH), $63.42 and $36.92 (Walmart- baby stuff and mother's day gifts)
5/8 $18.04 (Beefside dining out), $2.50 newspaper
5/9 $0
5/10 $0
5/11 $66.19 Gas
5/12 $0
5/13 $7.77 Dunkin Donuts, $12 McDs
5/14 $0
5/15 $28 Gas, $78 Groceries, $2.40 (Coke and snack), $25 5Guys- dining out
5/16
5/17
5/18
5/19
5/20
 
Very sad thing happening both in Canada and United States. A lot of loss of crops and property. :(

Do you have a link to a Canadian news source about what's happening in Manitoba?

The only place I have heard of the flooding up north is on the DIS and from another forum I'm on that also has some Canadians. I would like to read about what they are doing but I'd like it from a source up there if possible.
 
Do you have a link to a Canadian news source about what's happening in Manitoba?

The only place I have heard of the flooding up north is on the DIS and from another forum I'm on that also has some Canadians. I would like to read about what they are doing but I'd like it from a source up there if possible.

Here's a couple of links, but they are in french. At least you can see some pictures:
http://tvanouvelles.ca/lcn/infos/national/archives/2011/05/20110513-224444.html
http://tvanouvelles.ca/lcn/infos/national/archives/2011/05/20110514-100339.html

There is also a big area being flooded in my province right now (Quebec), and has been for at least the past two weeks. Things were starting to look up, but now we are in the middle of another 6 days of rain.
 
Here's a couple of links, but they are in french. At least you can see some pictures:
http://tvanouvelles.ca/lcn/infos/national/archives/2011/05/20110513-224444.html
http://tvanouvelles.ca/lcn/infos/national/archives/2011/05/20110514-100339.html

There is also a big area being flooded in my province right now (Quebec), and has been for at least the past two weeks. Things were starting to look up, but now we are in the middle of another 6 days of rain.

Thank you. They had to breach a levee intentionally, which is flooding 150 homes in order to save 800? Is that the gist?
225 square kilometers are underwater from this right now? And they breached it just yesterday?

My French is extremely weak.
 
Do you have a link to a Canadian news source about what's happening in Manitoba?

The only place I have heard of the flooding up north is on the DIS and from another forum I'm on that also has some Canadians. I would like to read about what they are doing but I'd like it from a source up there if possible.

And here are a couple in English
http://winnipeg.ctv.ca/floodwatch/
http://www.cbc.ca/news/canada/story/2011/05/15/mb-flooding-dike-manitoba.html
http://www.ctv.ca/CTVNews/TopStories/20110515/manitoba-flooding-110515/

We don't have the numbers (especially in Manitoba) as the US, but the devastation for the families and farmers is the same. :sad1:
 


And here are a couple in English
http://winnipeg.ctv.ca/floodwatch/
http://www.cbc.ca/news/canada/story/2011/05/15/mb-flooding-dike-manitoba.html
http://www.ctv.ca/CTVNews/TopStories/20110515/manitoba-flooding-110515/

We don't have the numbers (especially in Manitoba) as the US, but the devastation for the families and farmers is the same. :sad1:

Thanks. That's the thing about water. It only takes a little bit to be an insidious beast.

I see your breach is: "Officials are keeping the flow of the deliberate breach to a rate of 500 cubic feet per second". They had to open ours because the river was flowing at 1.5 million cubic feet per second. It's insane. They said it could get up 2.1 million feet per second. Our Bonnet Carre Spillway (the first one they opened) can divert 250,000 cubic feet per second and Morganza can divert 600,000 cubic feet per second. They are not planning to open Morganza all the way. I think to about 150,000 CFS.

I make the comparison because when they talk about all this millions of cubic feet of pressure, it doesn't make a lot of sense. Then you see the devastation from "just" 500 CFS and it's like OMG. :scared: They said they could fill the Superdome in 30 seconds at the rate it's flowing....and they said that a few days ago, when the pressure was lower. I think it was 1.2 million CFS when they said that. In comparison, yours can "enough to fill an Olympic-sized swimming pool every three minutes."

The sheer amount of water is just incredible and it's all flowing past my house less than a block away. :faint:
 
Thank you. They had to breach a levee intentionally, which is flooding 150 homes in order to save 800? Is that the gist?
225 square kilometers are underwater from this right now? And they breached it just yesterday?

My French is extremely weak.

You got most of it right. Except that 225 square kilometers WILL be flooded from opening the breach. I believe more was already under water before, but I could be wrong. There were going to open the breach and flood the 150 homes last Wednesday, but decided to postpone it until yesterday to give time to those homeowners to prepare somewhat.

As for how much water is going on right now around your area, that's crazy! And so close to your house! Hope it doesn't get worse and does not reach your house.
 
I'm not doing so well with this month's no buy. It seems like every day this month someone in our household spent money on something, even if it was something small.

Today I went to Wal Mart. I cannot stand our local Wal Mart. It's not very clean. There are no self check outs, so the lines are horribly long, etc. Still, I was right by there and decided to stop in. Ugh. Big mistake.

5 registers out of like 30 registers were open. Lines had at least 6 filled grocery carts per aisle. Ridiculous. I bought nothing. There were a lot of full carts with no owners left near the checkouts. I just don't get it. Why have 3 people stocking shelves in the vitamin section? They should have put 2 of those 3 people on register, but I don't run the store. I guess it's more important to straighten the vitamin aisle instead of selling merchandise to customers. I feel sorry for people with frozen and refrigerated items in that heat who were brave enough to just stand there patiently waiting their turn.

I went to another regular grocery store, paid the same as what I would have at Wal Mart, and got in and out really fast. I learned my lesson again about not shopping at Wal Mart.

Oh, and I bought Wii Fit Plus on Amazon today. See, I'm not saving too well this month. :hippie:
 
I'm not doing so well with this month's no buy. It seems like every day this month someone in our household spent money on something, even if it was something small.

Today I went to Wal Mart. I cannot stand our local Wal Mart. It's not very clean. There are no self check outs, so the lines are horribly long, etc. Still, I was right by there and decided to stop in. Ugh. Big mistake.

Oh, and I bought Wii Fit Plus on Amazon today. See, I'm not saving too well this month. :hippie:

Things go like that sometimes! Your Walmarts sound just like ours. There are 3 within 40 minutes of my house, and they're all dirty. The two Super Walmarts have really long lines, but the regular one isn't so bad. Enjoy the Wii Fit Plus! I've had a lot of fun with it!

5/1: $110 for DS6's birthday party (so worth it!)
5/2: :cool1:
5/3: :cool1:
5/4: $30 dinner out
5/5: $15 jacket for DS (I just realized how small the one he's wearing is. I can't believe I let him out of the house in it.), $50 water shoes for DS and pants for me, $30 for field trips
5/6: :cool1:
5/7: $84 Target, ? potting soil, ? lunch out, and ??? (the other three went out to buy a Mother's Day gift, so I wasn't with them! Guess I'll find out tomorrow! )
5/8: $18 Target (a case for my Mother's Day iPhone!!), ? groceries
5/9: :cool1:
5/10: $35 dinner out
5/11: :cool1:
5/12: $12 ice cream out to celebrate DS8's concert
5/13: :cool1:
5/14: $40 pharmacy, $I-already-forgot Target, $85 BJ's, $95 hair cut and color, $31 things for school, $60 gas
5/15: ? groceries

no buy days: 6/10
longest no buy streak: 3 days
meals out: 2/5
days since our last meal out: 5
longest no meals out streak: 10
 
Very spendy day, but we needed goceries and gas, so most of it was neccessary. I had a Groupon from hubby for a manicure /pedicure, but I got my eybrows done too and had to pay the tip.

Running Total: Spent $432
$948 budget... $516 left
$0 Days: 5
Goal is 9 or more!
coupon/sale savings : 41

Groceries budget- $250 -18-28-39-78= 87 left

May 1 : 76 (Mothers day gift , card & misc.)
May 2 : 0
May 3 : 18 ( groceries, misc)
May 4: 0
May 5: 0
May 6 : 28
May 7: 37 ( garage sale finds)
May 8: 55 ( movie, groceries)
May 9: 8 (Walgreens)
May 10: 0
May 11: 0
May 12 : 29 ( red robin dinner, magazine)
May 13: 21 ( Wendys and food at the game)
May 14 : 54 (21 lunch, 21 bathing suit, 12 soap)
May 15: 124 (20 gas, 26 spa, 78 groceries)
 
You got most of it right. Except that 225 square kilometers WILL be flooded from opening the breach. I believe more was already under water before, but I could be wrong. There were going to open the breach and flood the 150 homes last Wednesday, but decided to postpone it until yesterday to give time to those homeowners to prepare somewhat.

As for how much water is going on right now around your area, that's crazy! And so close to your house! Hope it doesn't get worse and does not reach your house.

Wow! I am surprised I got even that much comprehension! I read the word samedi and so I figured it happened yesterday. The Krewe of Endymion rolls on Samedi Gras....that's how I know Saturday. :rotfl:

The opening of the Morganza Spillway is expected to flood up to 3,000 square miles. They delayed the opening and also are opening it gradually for the same reason - giving people and wildlife time to move out of the way.

I am protected by a levee. Opening the Morganza is supposed to relieve (to some extent) the huge strain on the levees through Baton Rouge, New Orleans, and next to a nuclear power plant and several oil refineries. That is why they chose to open it despite flooding farms and homes. They feared that keeping it closed would cause the pressure to break levees anywhere along that stretch, causing more even damage than what will be caused by opening it. They are using the flood control system as it was designed.
 
I got to spend the afternoon shopping and going out to dinner with my best friend :goodvibes . I got a cute t-shirt, 2 sizes smaller than I had been buying, and a yummy chinese dinner. I stopped at the grocery on the way home for a few items.

May 2011 Budget

Groceries/household- $300/ $87.21 Left
Car/Gas- $50/$23.17 left
Cat Supplies-$50/ $44.31 Left
Eating Out- $50/$22.82 left
Entertainment/Misc- $100/ $78.32 left

Total Budget $450/ $155.03 left

Goal of 15 No Buy Days

Week One
4/30- $99.35 Groceries/Household and $5.69 Cat Supplies
5/1- $0
5/2- $0
5/3- $0
5/4- $22.73 Groceries/Household, $26.83 Gas, and $5.07 Eating Out
5/5- $0
5/6- $0

Week Two
5/7- $27.58 Groceries
5/8- $0
5/9- $7.11 Lunch at the Zoo
5/10- $0
5/11- $56.21 Groceries/houshold
5/12- $14.68 at Ulta
5/13- $0

Week Three
5/14- $0
5/15- $7.92 Grocery, $15 Chinese dinner, and $7 Dots
5/16
5/17
5/18
5/19
5/20

9/15 No Buy Days

Store/Coupon Savings- $49.50
[/QUOTE]
 
I have been doing the $400 for the month as a whole, and I'm going to try something different this month just to see how it works. I'm going to try a limit of $40 for each 3 day period. $400/30 days is the same amount as $40/3 days over the month, but mentally it's a very different approach. I only have $40 to spend, but I only have to make it last 3 days! I have no idea if this will work or not, but it's worth a try.

I'm tracking groceries, eating out, and miscellaneous only in this top part.

CASH:
1: $0!

2: $0!
3: $23.50 Winn-Dixie
4: $0!
Subtotal: $23.50
$40-$23.50= $16.50 left

5: $11.27 McDonald's
6: $0!
7: $0!
Subtotal: $11.27
$40-$11.27= $28.73 left

8: $84.45 Walgreens, Starbucks, McDonald's, Rouses
9: $0!
10: $0!
Subtotal: 84.45
$40-$40=$0 left
$45.23-$44.45=$0.78 overage left

11: $5.81 McDonald's
12: $7.75 snowballs & misc
13: $0!
Subtotal: $13.56
$40-$13.56=$26.44 left

14: $0!
15: $0!
16:
$40-$0=$40 left

CASH $0 Days: 10

GAS:
2 - $21.00 ($3.68/gallon)
8 - $13.75 ($3.59/gallon)
Gas Subtotal: $34.75

TOTAL: $167.53

Tomorrow I need to stop by the grocery store, so it won't be a $0 Day. Hopefully I'll keep it under $40 though!
 
Thanks guys on the comments on the picture. :)

I *thought* I fixed my car Friday, but there was still a lot of smoke coming out from under the hood when I drove around today (didn't go out yesterday). Hoping really really hard that it's just leftover oil that wasn't cleaned properly and not that the oil leak is not fixed. I refuse to go back to that crappy garage though as I'm sure whatever they do will be expensive and will just pretend it's a new issue. So I'll be trying out a new garage recommended to me by some colleagues.

Since today was a bad day (my car not being fixed, and seeing my mom in the hospital still very very weak), I loaded up on comfort food : cookie dough ice cream, cheesecake, doughnuts, and cheese fondue for dinner. Yum!

No Buy Days : 2/9
Gas : 0$ (max 120$)
Car : 300$ (oil change + oil leak)
Groceries : 68$ (max 200$)
Eating out (and snacks) : 21$ (max 100$)
Non-necessities : 98$ (max 200$)

05/08 : 44$ (dinner + flowers)
05/09 : 5$ (parking)
05/10 : 0$
05/11 : 78$
05/12 : 172$ (oil change & other small fixes, books)
05/13 : 150$ (fixing oil leak)
05/14 : 0$
05/15 : 38$ (groceries)
 
Ronmel, just wanted to say what a LOVELY picture that is! All of you dealing with the flooding (or potential flooding) are in my thoughts..yikes!

I will get exact #'s and post tomorrow but I spent $2 on Dunkin' Donuts, $30 on books at an author's speech at my synagogue, $10 on groceries and $42 on gas (filled up DH's car, still need to do mine)...also DH and DS got some things we needed at the pet store so I have to look at that receipt.

Tomorrow will NOT be no-buy because I am filling up my gas tank, have to mail out a few things and I am getting a new tricycle for DD (a Radio Flyer push-handle one!) for $35 off Craig's List. So, good deal!

I'm frustrated that I haven't been able to watch the movie or finish the book I need to get through for my class which starts a week from tomorrow...but on the other hand, I did get a lot of paper thrown out/recycled today and that feels good!
 
Stayed in today. It is cold and rainy so I worked on laundry and got more job applications submitted.

May 2011 Budget

Groceries/household- $300/ $87.21 Left
Car/Gas- $50/$23.17 left
Cat Supplies-$50/ $44.31 Left
Eating Out- $50/$22.82 left
Entertainment/Misc- $100/ $78.32 left

Total Budget $450/ $155.03 left

Goal of 15 No Buy Days

Week One
4/30- $99.35 Groceries/Household and $5.69 Cat Supplies
5/1- $0
5/2- $0
5/3- $0
5/4- $22.73 Groceries/Household, $26.83 Gas, and $5.07 Eating Out
5/5- $0
5/6- $0

Week Two
5/7- $27.58 Groceries
5/8- $0
5/9- $7.11 Lunch at the Zoo
5/10- $0
5/11- $56.21 Groceries/houshold
5/12- $14.68 at Ulta
5/13- $0

Week Three
5/14- $0
5/15- $7.92 Grocery, $15 Chinese dinner, and $7 Dots
5/16- $0
5/17
5/18
5/19
5/20

10/15 No Buy Days

Store/Coupon Savings- $49.50
 














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