MAY we interest you in a month of No Buy???

I think this month went well, if you discount the iPad I ordered! :)

5/1: $110 for DS6's birthday party (so worth it!)
5/2: :cool1:
5/3: :cool1:
5/4: $30 dinner out
5/5: $15 jacket for DS (I just realized how small the one he's wearing is. I can't believe I let him out of the house in it.), $50 water shoes for DS and pants for me, $30 for field trips
5/6: :cool1:
5/7: $84 Target, ? potting soil, ? lunch out, and ??? (the other three went out to buy a Mother's Day gift, so I wasn't with them! Guess I'll find out tomorrow! )
5/8: $18 Target (a case for my Mother's Day iPhone!!), ? groceries
5/9: :cool1:
5/10: $35 dinner out
5/11: :cool1:
5/12: $12 ice cream out to celebrate DS8's concert
5/13: :cool1:
5/14: $40 pharmacy, $I-already-forgot Target, $85 BJ's, $95 hair cut and color, $31 things for school, $60 gas
5/15: ? groceries
5/16: $26 prescriptions at pharmacy #1; $18 prescription at pharmacy #2, $12 OTC eyedrops at pharmacy #3. $5 dinner out because I couldn't stand the thought of cooking! (We had a GC and coupons for free kids' meals.)
5/17: :cool1:
5/18: :cool1:
5/19: $12 ice cream out to celebrate the boys' art show
5/20: :cool1:
5/21: $10 baseball socks, $10 party goods, $85 for ONE contact lens!:scared1:, $3 fabric, $52 gas, $16 lunch, $20 birthday gifts for DS8, $24 Target, $30 BJ's, $4 laundry soap (*whispering* and I might order myself an iPad tonight to replace my work computer which I have to turn in next month. First I have to get over the extravagance of it.)
5/22: $44 garden store, $70 groceries
5/23: take out, $783 Apple store
5/24: $20 ice cream cake for DS
5/25: :cool1:
5/26: $11 party supplies
5/27: :cool1:
5/28: $60 gas, $30 plants, $70 party supplies (for work), $20 clothes for the boys, $8 Pepperidge Farm outlet, ? boys' haircuts, ? BJ's and ? Lowe's (DH was in charge of those while I had a plant shopping afternoon with a friend)
5/29: $50 shorts and pjs for DS9 (NOTHING from last summer fit when we tried on shorts and pjs today!! :scared1:) and ? groceries as I forgot to buy lettuce and tomatoes for tonight's cookout and DH is at the store right now (how on earth did I forget those?!?)
5/30: groceries (DH is going later as I am stuck inside grading. Yuck.)
5/31: :cool1:

no buy days: 12/10
longest no buy streak: 3 days
dinners out: 4/5
days since our last dinner out: 8
longest no meals out streak: 10
 
Running Total: Spent $1302.80
$0 Days:14/14

Groceries ($186-$6/day)- $234.54
Eating Out ($217-$7/day)- $237.60
Misc. (Shopping/Entertainment) ($713-$23/day) $515
Gas $300- $42.07 (5/3-$4.44/gal:scared1:), $7.07 (5/8-$4.59/gal), $68.58 (5/10-$4.33/gal), $42.84 (5/12-$4.39/gal), $40 (5/19-$4.25/gal), $72 (5/22-$4.13/gal), $40.10 (5/27-$4.08/gal)= $315.66

1- $22.82 (Walgreens-Groceries), $15.03 (Dominick's-Groceries), (Meijer-Groceries), $8.18 (Meijer- Groceries), $100 (Fry's Electronics-Hubby's Birthday)
2- $0
3- $0
4- $2.03 (Meijer-Groceries), $10.96 (Walgreens-Groceries), $3.82 (Jewel-Osco-Groceries), $.57 (Wal-Mart-Groceries)
5- $0
6- $0
7- $4.10 (Jewel-Osco-Groceries), $2.37 (Walgreens-Groceries), $2 (Dollar Tree-Papers), $30 (Lou Malnati's-Eating Out), $10 (McDonald's-Eating Out)
8- $8 (Parking), $1 (Puppetbikeshow-tip), $19 (Superdawg-Eating Out), $5 (Starbucks-1/2 price fraps-Eating Out), $318 (Broadway in Chicago Tickets- this is for 12 tickets (6 shows x2)...we will probably be selling our tickets to see the Osmond's too, so we will make some of this back)
9- $0
10- $6.15 (Wendy's-Eating Out), $5.46 (Target-Groceries), $14.29 (Jewel-Groceries)
11- $0
12- $0
13- $7.95 (McDonald's-Eating Out), $6.32 (Jewel-Osco-Groceries)
14- $2 (Dollar Tree-Papers), $18 (parking), $25 (Eating Out) $9 (Toys), $13 (Dessert)
15- $0
16- $26.79 (Joe Caputo-Groceries)
17- $0
18- $8.37 (Wendy's-Eating Out), $4.80 (Meijer-Groceries), $1.03 (Jewel-Groceries)
19- $18 (McDonalds/Burger King-Eating Out), $4.33 (Meijer-Groceries)
20- $0
21- $0
22- $2 (Dollar Tree), $3.11 (Walgreens-Groceries), $9.56 (McDonalds-Eating Out), $27 (TeddyFabz-Eating Out), $6.75 (Jewel-Groceries), $7 (DQ-Orange Julius-Eating Out)
23- $33 (Buyzooka-4 pack to Santa's Village), $8 (2 AMC movie tickets, Pooh and Cars are coming out), $1 (Lady Gaga's new CD and Cloud service), $13.20 (Joe Caputo-Groceries), $5.76 (Trader Joe's- Groceries)
24- $4 (Admission for Kid's Play Place), $13.31 (Walgreens-Groceries), $3.53 (Meijer-Groceries), $8.73 (Wendy's-Eating Out)
25- $0
26- $0
27- $15.07 (Walgreens-Groceries)
28- $6 (Donuts), $20.10 (Jewel-Groceries), $2.05 (Dominick's-Groceries), $6.63 (Subway-Eating Out)
29- $0
30- $9 (Tube Rental-It is Waterpark season again!), $21.50 (McDonald's-Eating Out), $11.49 (Walgreens- Groceries)
31- $4.70 (Meijer-Groceries), $2.57 (Jewel-Groceries), $8.71 (McDonald's-Eating Out)


Budget: $1416....92%
Month: 31/31: 100%

No Buy: 14/14: 100%

My savings from coupons and sales: $1183.67

August: $300 Hotel Room for Cedar Point
October: ~$250 Rental Car
 
A financial advisor is a person who renders its services to the people who need it and charge a small fee in return. I suggest taking the help of a financial advisor may help you in the long run to deal with the subject better. So, it is advised to opt for a financial advisor to help you out in the long run regarding financial matters.
 

I want to join!
There are always lots of days where we don't spend since I'm a SAHM and my husband works from home. What we're trying to do is cut the budget down! Groceries in particular. We had been spending well over $1000 a month for the three of us. I don't even know how. Anyhow... here's a partial budget. I'll tweak as I go.

Grocery budget -$600 (this is cutting our average spend in half!)

Gas - we don't own a car. If we buy gas the cost gets deducted from our tab, luckily.

Restaurants - $150 We used to spend a lot more but the only alright place to eat in our neighbourhood just lost us as customers - bad for those 'what to eat' nights, great for my budget!

Other - We go wrong here a lot too. Each month I never plan on spending that much but we always seems to drop $400-$600 on something we 'needed'. Last month we blew the budget by buying a wardrobe and getting the driveway redone. Ugh.

Savings - This number I want to grow! We should be saving way more as we are pensionless. With retirement, a toddler and little in an emergency fund we have got to save. Trying for minimum $500.

May Spend:
Grocery - $768
Transport - $53
Restaurants -$191 (mother's day weekend took a big chuck)
Other - $1560 (the ugly 'needed' thing this month wasn't so ugly: Disney flight! Also a new a/c, drill since ours died, home imp. stuff, medical... ugggg way too much)
Save: $500
(and $325 in giftcards the grocery store and a few other shops to get double points. I'm not going to count this as a spend but rather count it as a spend once I start using the cards).

Okay, so I didn't do that well. But I am still happy with the grocery cost since it used to be $1200 a month. Cutting $400 is pretty good. Restaurants is higher than I like but I have to admit I feel like we ate like kings this month. Other is out of control. I'm shocked and embarrassed by it. It is stuff we do need, but come on $1560!! That has got to change. I want savings to be higher.

On to June!
 












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