Okay...here's the deal. We get a ton of posts regarding this issue. If a guest calls Disney and asks if they can tag their bags but not ride the bus, Disney will tell them no, someone has to ride the bus. That is Disney's official stand if a guest calls and asks about it.
In all reality, if a guest tags their checked bags, but does not ride the DME bus to the resort, their bags will, in all probability, still get to their resort. Disney has a contract with MCO that states all DME tagged bags will be transported to WDW resorts.
Now....the only issue you may run into is this....
You tagged 3 bags. You get to your resort, using a towncar or rental car. You do not checkin at the DME welcome counter. You get to your resort, get checked in, and then head off to a park. You return to your room, many hours later, assuming your bags will be there, waiting, in your room. But, you find only 2 bags in your room! So, you call Bell Services and start the search. The airlines have a window in which you should be submitting a claim for missing/misdirected bags....this window may have passed by the time you realize you have missing bags. Of course, WDW/DME may have just sent your missing bag to the wrong resort.
So...long story short....Disney tells you that you have to ride the bus to get your luggage delivered. Disney will move all yellow, DME tagged bags, from MCO to WDW resorts...whether or not you are on a DME bus.
As long as you are aware of what 'could' happen, do what you wish. We have not seen reports of missing baggage here. It just doesn't happen very often...at least we aren't hearing of it happening.
There is no need for debate...this is how it works, plain and simple.
Here is the first post from the sticky about this topic on the transportation board:
