For my very 1st
DVC transaction...
DH and I decided to invite Sis and the kids to Disney during the '06 Fall break. We then found out that the Fall break was going to be for 3 days including Columbus Day, and that Spring Break was the last week in April, and 2 weeks past Easter. (Great Weather, great crowds, etc.)
We had already reserved part of our October '06 trip by borrowing '07 points, so we had about 29 points hanging out that had to be used by 1/31/07. Arrrgh!
So anyway, I had always wanted to visit Savannah, but had never really had a good enough excuse to go there. So....
Hilton Head at Thanksgiving is wonderful!
We don't even see that as a screw up with our points. We are going back to Hilton Head this year for Thanksgiving weekend.
Since our trip was 200 points, we needed all of our '06 and '07 points to take our big family vacation, so because of the really great Hilton Head trip, we ended up borrowing 29 '08 points for our big family Spring Break trip in '07.
OK, that was muddy.
We should have:
Banked 100 '06
Used 100 '07
to make April '07 Reservation for 2 bedroom BWV for 5 days for 200 points
Had a clean slate with all 100 points intact starting February '08.
Instead - we:
Borrowed 28 '07 Points
Banked 99 '06 points
Used 29 points at HH in November '06
Used the 99 banked '06 points for April '07 BWV trip
Used the 72 points left in the '07 use year for April '07 BWV trip
Borrowed 29 points from '08 for April '07 BWV trip
That left us with 71 points to use in '08 -- which we used for another trip.
It all worked out...it was just a lot more complicated. I think you'll find that will usually be the case if you can be creative in using your boo boo.