Late Summer/Early Fall Incentives

[VGCgroupie]

15% savings sounds better

Really I think $1.49 per point sounds better. But when I buy resale I work hard to reduce that per point negotiation, maybe that’s why.

 

[hhisc16]

Anyone know how much you save if you waive title insurance on a direct purchase?

Around 60 bucks for fl resorts for 25 point add on.

 

[VGCgroupie]

Around 60 bucks for fl resorts.

Just knocked off another $2.40 per point on 25 points

 

[hhisc16]

Just got a quote for 25 points ccv add on.

25pt add on, with an August UY and now in July you get all your 2024 points…

I’ve been hunting for a 50pts CCV but they’re always stripped and priced around $150.

Yeah it’s still cheaper in theory with resale, but once you account for a credit card SUB, things look pretty good.

 

[VGCgroupie]

Just got a quote for 25 points ccv add on.

Let me know what the grand total is. So then I can do my Disney ninja math.

 

[hhisc16]

Let me know what the grand total is. So then I can do my Disney ninja math.

My total shows 6745?
Plus you can knock off title insurance.

 

[foodiddiedoo]

My total shows 6745?
Plus you can knock off title insurance.

Can you use your D23 500 dollar discount on the 25 or does it need to be more points?

 

[VGCgroupie]

Can you use your D23 500 dollar discount on the 25 or does it need to be more points?

I wish. Minimum add on is 100 points for the offer.

 

[foodiddiedoo]

I wish. Minimum add on is 100 points for the offer.

Darn, that would really sweeten the pot for another 25 points!

 

[airjay75]

Ok, here I go breaking up my RIV 300 point purchase into 12 25-point contracts ! Ok, that’s just absurd - I don’t think I can justify that.

 

[Tumnus]

Yep. So many cards with offers where the spend for a great bonus is right around the cost of 25 pts.

Any good credit cards I should sign up for now with my upcoming direct purchase? I couldn't find any great sign up bonuses beyond like $200

 

[Tumnus]

Also can someone explain to me the title insurance thing? I did not know that was an option...

 

[airjay75]

I’m eyeing the Wells Fargo Autograph card. Sign up bonus is just meh, but you will earn 3% cash back and 12 months 0% financing. I already have one, but my wife doesn’t, so going to try to open one in her name.

 

[SugarSweetLee]

Ok, here I go breaking up my RIV 300 point purchase into 12 25-point contracts ! Ok, that’s just absurd - I don’t think I can justify that.

I think that would run you an extra ~$2750 in docs fees to do so tbh ($250/contract, or an extra $9.17/pt!)

 

[VGCgroupie]

Any good credit cards I should sign up for now with my upcoming direct purchase? I couldn't find any great sign up bonuses beyond like $200

Oh there are so many. It’s easier to find bonuses that give points vs cashback. Then you can redeem for cash if you want. Amex, Chase amd CapOne have great options. Here is a blog with many current offers.

https://10xtravel.com/best-credit-cards/

Also the thread here in the boards is a great place too.

https://www.disboards.com/threads/i...2025-see-first-page-for-addl-details.3959667/

 

[Brian Noble]

Ok, here I go breaking up my RIV 300 point purchase into 12 25-point contracts ! Ok, that’s just absurd - I don’t think I can justify that.

I think there is a decent argument that for restricted resorts, a 25pt contract is smaller than ideal for resale purposes. It is too small to do much with on your own, so you'll tend to only attract people who already own RIV. Plus, the closing costs start to matter on such a small contract. I think it's fine to go lower if you truly do not want 50 in a single purchase event, but I wouldn't do it otherwise.

If it were me, I'd probably split 300 as 150/150, or maybe 150/100/50.

(In other words, I think Disney had a good point when they originally set the minimum at 50.)

 

[SugarSweetLee]

Ok, here I go breaking up my RIV 300 point purchase into 12 25-point contracts ! Ok, that’s just absurd - I don’t think I can justify that.

Are you looking at a FW? We did 300 split at 135 FW/85/80. In retrospect a slightly different split on the 165 might have been advantageous, but I don't think this was bad either. Anyway, there's lots of ways to do it.

 

[VGCgroupie]

Here comes Mr Noble being the voice of reason in all our craziness

 

[airjay75]

I think there is a decent argument that for restricted resorts, a 25pt contract is smaller than ideal for resale purposes. It is too small to do much with on your own, so you'll tend to only attract people who already own RIV. Plus, the closing costs start to matter on such a small contract.

If it were me, I'd probably split in 150/150, or maybe 150/100/50.

(In other words, I think Disney had a good point when they originally set the minimum at 50.)

Yeah, I already own 2 150-pt contracts. I’m honestly thinking I may do 2 100-pt contracts and 2 50-pt contracts if I go ahead and add on another 300. Sort of my way of diversifying my RIV portfolio .

Just FYI - I’m currently typing this poolside at RIV . We really do love this place.

 

[katyc67]

Can someone explain why the Polynesian is incentivized? I am considering DVC, and I think I am mostly interested in Bay Lake Tower, but would certainly consider Polynesian.