So in light of all this.... What WE are doing. Your families plan may be different....
As DVC owners, we are engaging in what I will call "defensive booking".
1) DUMP current, possibly "extended" APs. No one has reported an actual AP partial Refund. These may simply be toast.
2) Reserve in 2021. There is no real park in 2020.
3) Buy a NEW AP (Gold, Silver, whatever) - GOOD ON FIRST USE. Renewals are currently a bad bet. Get Tickets good on FIRST USE, valid to 2030. We did this. We have them. Billed to our CC and listed on
MDE.
4) Got a confirmed DVC Res? Got TICKETS (see number 3) - you CAN book parks for your stay. We have already done so, for APR 2021.
5) Pretend all of this goes to Hell. You have a DVC Res that can be cancelled at 30 days. You have a non-redeemed Gold Pass, good to FIRST USE, 2030. You can BAIL, obey all rules, and do it quickly.
We are still working on "defensive booking", regarding Air Fair. Initial thought? While it costs more - fully redeemable tickets.
PS - Travelex folded on everything, 2020. Consider an independant
Travel Insurance Company, that actually insures your trip. We will no longer buy DVC sponsored Travelex insurance - it's worthless.