I've been interested in DVC for 2 years. DH not at all. I write the checks anyway, so forget about him.
I would love to know what the cost is, if someone wants to share. I'm going in August (free dining) so I might take the tour this time.
Any info would be helpful.
If you go to dvc-Resales.com that would give you an idea of the levels of points and the price.
Disney sells a minimum of 160 points now. The price is $101 per point I believe for AKL and SSR. They are currently selling these resorts. All other resorts, "soldout" resorts, are available through Disney. Although many guides will not tell you. Some even deny. And some will tell you easily. Some "soldout" require a waitlist, some are available instantaneously.
Each resort has an ending date. OKW, BCV, BWV, VWL, HHI and VB end in 2042. SSR in 2054???? and AKL in 2057???? Some see this as "what?" since most timeshares are for life and beyond. However, the plus is that your children/those in your will will not be responsible for huge fees 40 years + from now.
Each home resort has a different maintenance level. We have 240 points total, at two resorts, and pay around $1000 US in dues each year.
Your home resort matters if you have the ability to book between 7-11 months out. During those four months you have the window as an owner. If you can do that buy where you want to stay. At 7 months and beyond everyone is equal and home resort doesn't mean a thing. You have to look at how you'll might book now and in the future. Not an easy decision.
Honestly, I do not wish that we had bought sooner unless we won the lottery. We waited over ten years to buy in order to pay upfront. I'm glad we waited. We used to sit at the BW in some of those years and daydream. Nice memories. I'm not putting down borrowing. It's certainly none of my business what anyone chooses. And I'm sure for some it's a great opportunity and the best choice. For us, DVC would have become a burden to pay a loan and the dues. Just giving a different viewpoint.
And if I had to do it all again I would have bought a small contract resale first ....maybe 50 points and add-on slowly from there. Add-on through Disney would have been my choice. Multiple small contracts are wonderful for many reasons. You have to phone the resale sites to get these at first since Disney will not sell you anything below 160. They, the resale small contracts, sell quickly and some don't even make the board. Are sold to those on a list.
Disney is so flexible. So flexible. Points can be used for a studio to a Grand Villa. From one day to weeks. Can be banked and borrowed.
For me, it's been a dream come true. Although we waited to have the money upfront it has been about so much more than money. Last year, we took family from both sides....13 of us. We've taken friends twice. All a gift. But honestly not trying to be Pollyanna here but the gift was for us. It's wonderful to be surrounded by family and friends and share your joy of Disney. As is going alone. It's such a great program. PM me if you want/ anyone wants to speak to a guide. Mine's great. I don't get a thing though I might ask him for chocolate.
All the best,
Lisa