My family is coming home tomorrow and I can't wait. I've been reading this forum for quite awhile and I am excited to finally become a DVC member. I will have many questions over the next year or so and I know I can find my answers here but my first question is this: Our year does not start till next summer and we are going this December. Is it worth taking advantage of using the "free vacation" or should I just plan my own trip and put the money into my downpayment. I thank you in advance and hope to see some of you at SSR soon.