From the Disney website -- the 'rules' on the $200 gift card:
**One gift card per reservation. The Disney Gift Card can be used at
select participating locations at the Walt Disney World® Resort,
Disneyland® Resort,
Disney Cruise Line®,
Disney Store locations in the US and disneyshopping.com. It is not redeemable for cash, will not be replaced if lost or stolen without required proof of purchase and it is subject to the terms and conditions of the Disney Gift Card Program. The Disney Gift Card is issued by Disney Gift Card Services, Inc. Gift cards may not be used towards the purchase of any Disney Dollars or Disney Gift Cards. Other restrictions may apply. Use of gift card is acceptance of its terms and conditions. Visit
www.disneygiftcard.com for more information about the Disney Gift Card program.