I have read some posts from people saying that it either takes a long time to make it worth while or that DVC isn't that great of a deal. I have run the numbers and it seems to me that it is a screaming good deal! My math: I can buy 60 points off resale for $4,940 including closing costs. 60 points buys me a basic DVC room for 5 weekdays. The rack rate for AKL is $260 druing the period I want to go. Factor in roughly $260 in maintance costs per year for DVC property. With these numbers the DVC pays for it self in a hair over 4 years! And that DOES NOT include the discount on park hoppers and other savings which makes the break even LESS THAN 4 years. This also does not factor in the value of the time share in 4 years when it will be worth at least as much as I paid for it. So in 4 years you have a free time share worth roughly $5,000 and spent exactly what you would have spent anyway. Kick it up to Beach club with a $360 per night rate and I'm breaking even in a little over 3 years. How is this not world's cheaper then not buying in?