Meaning, if I wanted to try to get the best discounts, where do I start, and in what order?
AAA?
Calling to book with Disney directly? (We already know we won't be using a
travel agent.)
How do I use the codes here? Can anyone use them? Is there a certain website/time/place to use them? Do I mention them to the CM when I book?
How about applying for the Disney Visa? Do you get a discount for applying/and or using it for booking? Does having one make life easier at WDW? Any extra perks for having one at the park?
I know it's a lot of questions. I'm very thankful for any information you're willing to provide.

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Hi,
The first thing I recommend is going to the WDW site and requesting their free planning DVD. This gets your name into their system and may possible generate a pin code. Also, the kids like to watch the DVD and it pumps them up for the trip.
Next, check out the mousesavers site, and sign up for the free news letter. Each month, a news letter is sent out, listing discounts, etc. This information is also listed on the site. (Lots of discount codes... car rental, hotels, etc.)
Check here at the Dis. It list the latest information.
The best advice I can give... don't purchase anything you aren't certain you will use! You can always upgrade later or at the resort.
I don't know much about the Disney Visa, but I believe they do release discount codes to Disney Visa holders, from time to time. Same with AP holders.
Discounts are usually avaiable with AAA. The discount is on the "room" portion, if booking a package.
- If you want to book a "room only" reservation using AAA, you can do so directly with Disney.
- If you want to book a package, you must do so through AAA.
If you aren't booking a package, you can receive a small discount on the tickets, by buying with undercover tourist through the mousesavers site.
*If you want to book using a discount code, you must request it while making your reservation. Disney does not usually automatically apply codes, just by traveling during the dates it is offered.
pepe of ohio has given some great advice and ideas, but... there are many ideas on "
how to do Disney."
Some people think of the resort as a place to shower and sleep. For people who enjoy spending most of their time in the parks, they see spending more than needed on the resort as a waste.
The reason most people begin dreaming of a Disney vacation, is to visit the parks and see the attractions. Most first time visitors or those with only a few days to vacation, spend most of their time in the parks, and may not have time to enjoy the resort.
Your "park experience" will be the same regardless of which resort you choose.
Since the extra add-on options to the Magic Your Way base tickets is a one-time fee per person, depending on the number of people in your family, not purchasing the Hopper passes or Water Park and More option can save money. There is enough to see and do in each park, without "hopping" around. If the park closes early or you finish touring early, you can spend time at your resort or visit Downtown Disney. (Also, hopping... traveling between parks takes time.)
Water Parks... if you plan to visit only once, it is cheaper to buy admission at the gate. More than one visit... it's cheaper to buy the Water Park option.
Now... where I differ greatly from pepe of ohio... I want a Table Service meal each day! I would be miserable eating counter service for an entire vacation. (While I agree there are some decent Counter Service meals available, I like the atmosphere of a full service restaurant.) We love the TS restaurants. They are a nice break from the parks, heat, and crowds. Sitting down in a themed restaurant, or fun environment, relaxing while trying new foods or old favorites, is also a way of being pampered.
As a wife and the mother of 5, having someone wait on me, in a finer dining restaurant, is part of the vacation experience for me. (My family enjoys it, too. Even the kids put in their request for certain restaurants.)
Also, since we only schedule 1 ADR per day... we don't think it's a big deal to be at a certain place, at a certain time,
once a day.
We have enjoyed the Deluxe Resorts and the Value Resorts, we taken trips with and without "hoppers," and sometimes we visit the Water Parks, and sometimes, we don't, but... we always have a great time... We're at Disney.
Have a magical trip! (When are you going?)