Is 72 yo when contract expires too young ? My contracts for DVC expire when I’m 72. Do you think you’ll still be wanting to stay at DVC in your 70s?

[TheSnowWhite_]

My DVC memberships will be expiring when I’m 72 yo? I’m trying to think is 72 too young to have my contracts expire? Or would you just wait until your contract expires and then just buy into the same resort that’s expiring since Disney will probably sell them again ?

 

[atthebeachclub]

Who knows. That’s over 30 years from now; who knows what my life will be like then? Or if I will even be alive, have a big family or a small one…just way too many variables.

I do imagine I will have more money then than now though so I will probably be able to choose what I want to do then. I don’t want to pay now to make decisions for future me that far in advance as the choices may end up irrelevant, but the money is spent today.

 

[TheSnowWhite_]

Who knows. That’s over 30 years from now; who knows what my life will be like then? Or if I will even be alive, have a big family or a small one…just way too many variables.

I do imagine I will have more money then than now though so I will probably be able to choose what I want to do then. I don’t want to pay now to make decisions for future me that far in advance as the choices may end up irrelevant, but the money is spent today.

True, good take on it. I like you saying “future me”. I guess I keep seeing people spending so little on contracts they bought many years prior and they could sell them now at a profit !

 

[FrannyFrogs]

My Poly contract will last into my 90s. Hopefully my family can wheel me in and spoon feed me my Dole whip!

 

[TheSnowWhite_]

My Poly contract will last into my 90s. Hopefully my family can wheel me in and spoon feed me my Dole whip!

lol I have a lot of patients in their 100s haha

 

[intamin]

Disney will always be waiting there in your 70s to take your money if you'd like

I don't think it's too young, like was said above who knows where you'll be or if you'll still want to go. Buy where you want to stay right now and for the foreseeable future. Who knows if Disney opens up a new resort that you want to buy at?

My Poly contract will last into my 90s. Hopefully my family can wheel me in and spoon feed me my Dole whip!

I'm just imagining myself in my 90s with dementia in a wheelchair at Disney World

Me: It's my first time to Disney World!!!!! WHOOOOOO now get out the way Billy papa's gotta get on Big Thunder

 

[thanxfornoticin]

I'm certainly planning on vacationing at my DVC resorts at WDW into my 70s..... and 80s, hopefully! 72 is still middle-age, not old!

 

[tx911]

I’ll be in my 90s too. Let’s have a DIS meetup in Magic Kingdom and reminisce about the good ol’ days

ETA: While riding the Carousel of Progress, of course!

 

[atthebeachclub]

True, good take on it. I like you saying “future me”. I guess I keep seeing people spending so little on contracts they bought many years prior and they could sell them now at a profit !

Yes, but you aren’t taking inflation and cost of alternatives into account. DVC, no matter if you make money or not, is not an investment. That doesn’t mean you shouldn’t buy it but you also shouldn’t count on buying it and coming out far ahead vs investing the extra money. Those low numbers people paid way back when are a lot of money now if the money had been in a total stock market index fund.

 

[atthebeachclub]

I'm certainly planning on vacationing at my DVC resorts at WDW into my 70s..... and 80s, hopefully! 72 is still middle-age, not old!

72 is mathematically not middle age, unless you plan on living until age 144.

 

[tx911]

To the OP, I'm sure you will probably buy something between now and then that takes you well into your second century

 

[atthebeachclub]

lol I have a lot of patients in their 100s haha

That is uncommon. You may just have a patient panel that tends on the older side.

 

[OKW Lover]

Obviously the answer to this question depends on the individual. Just for a data point - I'm 75 and my contracts will expire when I'm well over 100. I fully intend to enjoy them for the full term and hope my heirs enjoy them too.

 

[intamin]

That is uncommon. You may just have a patient panel that tends on the older side.

How many doctors we got in here?

 

[TheSnowWhite_]

That is uncommon. You may just have a patient panel that tends on the older side.

Nephrology

 

[TheSnowWhite_]

To the OP, I'm sure you will probably buy something between now and then that takes you well into your second century

Haha I like that especially since I bought all my points in this past year LOLLL

 

[tx911]

Haha I like that especially since I bought all my points in this past year LOLLL

Me too, and trust me it will happen!

 

[intamin]

Nephrology

Lemme curb side you for my CKD patient real quick

 

[JackosinDIS]

I will be 87 when my last contract expires (CCV in case you want to age me!). The majority of my points (BCV, then SSR) will be gone by the time I’m 73. I very much hope that I’m fit enough to continue travelling in to my 80’s, but should that not look likely by the time I hit my late 60’s I would sell CCV and Poly I think while there are still enough years left on them to be worth something (hopefully )

 

[atthebeachclub]

Nephrology

Well…that explains a bit.