Insurance that covers park tickets

Go to a website such as insure my trip dot com. You can call them with this question. It's likely most policies won't cover park tickets because even if you don't use them, they retain their value, so you have no actual loss.
 
in order for insurance to cover the cost you would need to sustain a loss.. anything that is not refundable or loss after refund... If you truly have a bad situation Disney will work with you even if you book trough a travel agent so it would not be out of the question for them to refund the ticket price however hotels etc will only be within the stated limits of the package you buy which is what the insurance would cover.
 


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