Pixie Power!
DIS Veteran
- Joined
- Aug 4, 2001
- Messages
- 1,612
TRUE (ALLEGEDLY) STORY ...
A Charlotte, NC, lawyer purchased a box of very rare and expensive cigars,
then insured them against fire among other things. Within a month having
smoked his entire stockpile of these great cigars and without yet having made
even his first premium payment on the policy, the lawyer filed claim against
the insurance company.
In his claim, the lawyer stated the cigars were lost "in a series of small
fires." The insurance company refused to pay, citing the obvious reason: that
the man had consumed the cigars in the normal fashion.
The lawyer sued ... and won!
In delivering the ruling the judge agreed with the insurance company that the
claim was frivolous. The judge stated nevertheless, that the lawyer held a
policy from the company in which it had warranted that the cigars were
insurable and also guaranteed that it would insure them against fire, without
defining what is considered to be unacceptable fire, and was obligated to pay
the claim.
Rather than endure lengthy and costly appeal process, the insurance company
accepted the ruling and paid $15,000.00 to the lawyer for his loss of the rare
cigars lost in the "fires."
NOW FOR THE BEST PART... After the lawyer cashed the check, the insurance
company had him arrested on 24 counts of ARSON!!!! With his own insurance
claim and testimony from the previous case being used against him, the lawyer
was convicted of intentionally burning his insured property and was sentenced
to 24 months in jail and a $24,000.00 fine.
This is a true story and was the first place winner in the recent Criminal
Lawyers Award Contest.
A Charlotte, NC, lawyer purchased a box of very rare and expensive cigars,
then insured them against fire among other things. Within a month having
smoked his entire stockpile of these great cigars and without yet having made
even his first premium payment on the policy, the lawyer filed claim against
the insurance company.
In his claim, the lawyer stated the cigars were lost "in a series of small
fires." The insurance company refused to pay, citing the obvious reason: that
the man had consumed the cigars in the normal fashion.
The lawyer sued ... and won!
In delivering the ruling the judge agreed with the insurance company that the
claim was frivolous. The judge stated nevertheless, that the lawyer held a
policy from the company in which it had warranted that the cigars were
insurable and also guaranteed that it would insure them against fire, without
defining what is considered to be unacceptable fire, and was obligated to pay
the claim.
Rather than endure lengthy and costly appeal process, the insurance company
accepted the ruling and paid $15,000.00 to the lawyer for his loss of the rare
cigars lost in the "fires."
NOW FOR THE BEST PART... After the lawyer cashed the check, the insurance
company had him arrested on 24 counts of ARSON!!!! With his own insurance
claim and testimony from the previous case being used against him, the lawyer
was convicted of intentionally burning his insured property and was sentenced
to 24 months in jail and a $24,000.00 fine.
This is a true story and was the first place winner in the recent Criminal
Lawyers Award Contest.
