I didnt read through this thread but it brings me an interesting subject about Universal Vacations. I would think twice before booking with Universal Vacations. They have a hefty change/cancellation fee. I booked through a TA, and when I found a cheaper rate on tickets and wanted to take the tickets out of the package, I found out that they charge $50 change fee per person. HEFTY!! I think it is better to book through Loews Hotel unless Universal Vacation has a deal. Don't book full price through Universal Vacations. It cost me lots of $$$$