If I typically travel in Oct/Nov what use year do I want?

[disneyfan2kids]

Can anyone give me a good idea? I know the banking/borrowing idea, but what are the deadlines for banking/borrowing with regard to your use year?

 

[mydogdrew]

September would be ideal.

 

[vascubaguy]

I have an October UY and works great for us so far... our repeating disney trips seem to occur in October and March/April.

So, if you are searching for resales, I'd probably look for Aug, Sep, or Oct, but would prefer to get Oct.

Reasons: If you booked a ressie for Oct and had to cancel, you'd still have your full year (or close to your full year) to use or bank the points. If you had a Dec UY and had to cancel your Oct trip you could be in the situation where the number of points you could bank would be limited.

 

[CarolMN]

Anything up to 6 months prior to your typical travel time will work just fine. Choose a "best" month depending on the most likely time for you to travel if you don't go in October or November.

If you think you are more likely to travel in the summer months (June, July & August) than you are in the late winter- early spring months (January - March), get a June use year. If you are more likely to travel in the January - March time frame, choose October.

Keep in mind that use year has nothing to do with when you call to make a reservation. It only determines banking deadlines. Those are important if you have to cancel a vacation scheduled in the latter part of your use year. If you are fortunate and don't have to ever cancel (or believe it will be rare that you have to cancel a reservation), then use year doesn't matter.

Best wishes -

 

[phyllisnnj]

Percentages for each banking window refers to your total allotment of points (not available number of points)

USE YEAR: Feb
100% by 7/31
50% by 10/31
25% by 11/30

USE YEAR: Mar
100% by 8/31
50% by 11/30
25% by 12/31

USE YEAR: April
100% by 9/30
50% by 12/31
25% by 1/31

USE YEAR: June
100% by 11/30
50% by 2/28
25% by 3/31

USE YEAR: August
100% by 1/31
50% by 4/30
25% by 5/31

USE YEAR: Sept
100% by 2/28
50% by 5/31
25% by 6/30

USE YEAR: Oct
100% by 3/31
50% by 6/30
25% by 7/31

USE YEAR: Dec
100% by 5/31
50% by 8/31
25% by 9/30

All banking transactions are final
Once points are banked they cannot be returned to their original Use Year.
Banked points can not be borrowed or transferred.