I hope someone here can help me. DH and I are seriously considering buying a resale. We were going to wait and buy at the BCV because we like that area and resort, but 2 reasons are making us look into a resale. #1. The price of BCV being possibly between $80-$85 per point #2. We really rather not wait. We also love th BW area and resort. We have a trip planned in 12 days at the GF and are paying $3000, I would much rather use that $$ to buy a resale and just finance the rest. I called the timeshare store because I was interested in 2 BWV resales and spoke to Pat who was great and gave me so much helpful info. I am considering 2 and would like advice and opinions on what would be the best property financially because the both have a banked/borrowed situation. The first one is 150pts. at BWV with a June use year $65 per pt.($9750)and the person is firm on that price. 69 borrowed pts.currently available that have to used before 6/1/02 and due to borrowing only 33pts. will be available on 6/1/02, but they can be borrowed now. Pat told me to ask this person to pay the closing cost because I will be paying the dues on the 117pts they already used, or I can have them pay that and I pay the closing, it is about the same price. The other is also 150pts at the BWV with a Aug. use year $68per pt.($10200)194pts. available now, 44banked from 2000 that have to be used before Aug. What would you do in this situation? Which one is better looking at this financially?