I love credit cards so much!

[wendow]

My dh has to attend a conference (here in Denver) and the fee is 2k. For some reason his work cc would not go through so he got permission to use a personal card! Pretty much done with the Amex BBP MSR

 

[miztressuz]

Next piece of advice: Copy or print @Lain 's email (post) into a safe place where you can refer back to it, as sometimes there may be 10 pages a day to plow through and you won't get much advice that is more detailed and thorough then his.

Seconded But also, you can bookmark individual posts in your browser. If you click the little post number that will take you straight to that post and then I bookmark that into my favorites folder. When someone posts a gem I make sure to book mark it right away before it gets lost in the tidal wave

I got approved for the Marriott Biz card but still get the "30 day decision in writing" message about my dh's CIP card.

Woohoo, congrats!

This is nice to hear! I know I will charge more than $300 total for travel on the CSR during the year, I am just not sure when it will be since flights for my Oct and Dec trips are booked and deposits are already placed on all the rooms. I had planned on using accumulated Disney Gift Cards to pay the remaining balance on the rooms, but I could always throw a minimum $300 to play it safe before applying the cards I have.

I wish I had entered the game sooner. I booked over $1,000 in airfare in the past two months. Live and learn!

Another option is something definitive that might not be a sexy as airfare or a hotel. I justified the AF because our recurring toll charge counts as travel. Got the card, set it up as the auto-reload options on the EZPass and got the travel credits for it. Finished off the credit in a couple months. Do you have to pay to park, or take the train/public transit for commute?

 

[miztressuz]

My dh has to attend a conference (here in Denver) and the fee is 2k. For some reason his work cc would not go through so he got permission to use a personal card! Pretty much done with the Amex BBP MSR

Score

 

[havaneselover]

Do you have to wait until the annual fee has posted with Chase to request a PC if it's been over a year? I'd rather have a CFU than a CSP since I don't have any new cards at the moment I think the annual fee will post 9/1.

 

[Expiry]

Just for fun I spent (wasted) some time fantasizing today about what I would do with 1,000,000 URs. What would you (potentially) do with a million URs?

I would transfer to KrisFlyer, and get 4 around the world business class tickets for my family. It's actually what I'm working toward now

 

[wendow]

Do you have to wait until the annual fee has posted with Chase to request a PC if it's been over a year? I'd rather have a CFU than a CSP since I don't have any new cards at the moment I think the annual fee will post 9/1.

No, you don't need to wait. My aunt and uncle just PC'ed their CSP's to CF's and it's been about 18 mos for them so they received a bit of an AF refund. You will have to call though.

 

[Judique]

I feel dumb asking this after so long... but is there a way to narrow gift cards on Amazon down to third party so I can start doing that?

I search using 'gift cards restaurant' 'gift cards hotel' 'gift cards airline' or whatever I'm looking for. If I don't I end up with Amazon cards.

 

[DisneyMandC]

No, you don't need to wait. My aunt and uncle just PC'ed their CSP's to CF's and it's been about 18 mos for them so they received a bit of an AF refund. You will have to call though.

Wait, really... I didn't know that!

ETA: Does anyone know if I PC to a CFU, do you get the 0% interest rate for the first year or whatever it is? I actually have a very large purchase to make next week and I'd rather leave the money sitting in my Ally account (which continues to increase interest rates) if I have a 0% card.

 

[wendow]

Wait, really... I didn't know that!

ETA: Does anyone know if I PC to a CFU, do you get the 0% interest rate for the first year or whatever it is? I actually have a very large purchase to make next week and I'd rather leave the money sitting in my Ally account (which continues to increase interest rates) if I have a 0% card.

If you are over a year, you can PC whenever you want. I don't know about the 0% interest...

 

[amalone1013]

New travel goal anyone?
This Cruise Will Knock 56 UNESCO Sites off Your Bucket List

 

[DisneyMandC]

If you are over a year, you can PC whenever you want. I don't know about the 0% interest...

Oh shoot, I misread the original post. I thought havaneselover was asking about whether she could PC before the AF had posted for the first year. Never mind...

 

[EC0323]

Thank you for the quick reply

You are correct. The categories are for using points to pay for the room or for 'certificates' that can buy up to a certain category - such as your free night certificate from your Marriott card.

 

[EC0323]

62,000 for 4 month cruise. How many Urs is that?

New travel goal anyone?
This Cruise Will Knock 56 UNESCO Sites off Your Bucket List

 

[Lain]

Both cards should work until you hit the expiration date. I don't think they deactivate the old card.

@disneymagicgirl - I agree.

 

[Stefien Quix]

Thought this might be relevant to ya'lls interest?

75,000 Bonus Points for Marriot Rewards Visa
Spend $3,000 within first 3 months of opening card

 

[amalone1013]

62,000 for 4 month cruise. How many Urs is that?

A bit over 4 million

 

[MrPTato]

Did my first MO purchase with a VGC...easy peasy with no questions or hesitation from the clerk.

 

[EC0323]

Pocket change for some of you. that's a lot of bonuses to work on. Lol

A bit over 4 million

 

[Albort]

Oh shoot, I misread the original post. I thought havaneselover was asking about whether she could PC before the AF had posted for the first year. Never mind...

It's possible. I PC my csp to cfu exactly at the year mark. AF never posted. I did ask when. There's also the CSP --> CS --> CFU route.

 

[Alexle2007]

Darn it! Just went to Staples and spent $250 between school supplies and gift cards and completely forgot about the RMN cask back offer! I did at least remember to use my AmEx instead of CIC since it has the 10% offer on it.