Yeah but to me it seems like if you have a real biz then CIP and CIC and their categories are targeted at certain types of businesses. This CIU seems to be for somebody who says those categories miss the boat with them.
Whenever I start comparing redemptions, his eyes glass over.I just told DH I need CitiBusiness AA card. We are waiting for the CIP to arrive. I need to stick with Biz cards to get back under 5/24. He’s all
I do try to do online shopping but it’s hard to get DS new clothes without trying on. And he outgrows them like crazy.
My small consolance is I put the swagbucks extension on DHs computer, and it normally activates itself so we at least get that!
Thank you so much for all this detail. Definitely gives me some options. Didn’t know the Marriott bzn would not affect my 5/24. Also wondered if MR could be converted. Sounds like they can.So #1 - I don't want you to risk a Chase shutdown. I will recommend some Chase cards here...but you need to determine if you're at risk.
1) You and your Player 2 could both open a Marriott Business card. This card is NOT subject to 5/24. You earn 75,000 Points for spending $3,000. You stated that you will soon have 40,000 SPG points (which becomes 120,000 Marriott points). With these cards, you would earn 78,000 Marriott points each. I'm not going to bore you with the details of how to combine those points but you could get them all into one Marriott account through some different methods and you'd have 276,000 Marriott points total. With this total you could redeem though Marriott nights & Flights for 120,000 SW RR points and you'd get a bonus 7 night cert for a cat. 1-5 property. 120,000 SW points will likely cover $1,700 - $1,800 in flights.
2) You and your Player 2 could both open a Hyatt card. This card is also NOT subject to 5/24 and the signup plus MSR would earn 42k pts. Hyatt points transfer to Southwest at 5:2.4 I believe and if you transfer 50k points you get a kicker. In theory you could transfer 8k URs (if you have them) to Hyatt to hit that 50k mark and so that signup + some URs could be worth 29k-30k Southwest points (times 2 = about 60k Southwest points worth $850ish). (I know these are rough numbers but I'm not as familiar with the Hyatt program)
3) You could earn AMEX MRs from cards like the BGR, Biz Plat, BlueBiz+, and Biz Green, and transfer to SPG then to Marriott. AMEX MRs are 3:1 to SPG and then 1:3 to Marriott so it's basically 1:1 from AMEX MRs to Marriott. Then you could revert to step 1 and make them Southwest through a Nights and Flights.
I believe those are all the ideas I can come up with
EDIT: I should also add that you could just take your 120,000 Marriott points (from your 40k SPG) and based on the new conversion program that I think it coming soon you can turn that into 50,000 SW points (without the whole nights and flights thing).
An interesting point I saw on Reddit was “why would Chase offer an increased signup bonus on a card they were discontinuing.”
We will be putting our deposit down with those Disney GCs and will spend the next year buying Disney GCs at 5x or discounted in some way to pay for this trip. We have been waiting on pins and needles for several years for ABD to come up with a Japan trip! I've already got the miles we will need for the flights too!
DH picked out the ring as I am not really picky at all (I actually only wear my ring during the work week; weekends and vacation I put it away). But the funny thing is that I effectively paid for it. He put it on his credit card with the intention to make payments. I wasn’t a churner 14 years ago but I also could not stand to have a balance on a card month to month! Plus even then I made more money than he did. That is actually pretty awesome @speedyfishy you were able to meet your minimum spend with the CIC with the ring. Only thing better is if you could have got gift cards at the office supply store for the jewelry store and got the 5 times a point.
@speedyfishy we got engaged at Disneyland
DH picked my ring out himself... he got me a promise ring about a year before and had me send him some, so he had an idea for style and size. He had been doing some odd jobs for work on Saturday's at the time, so he told me he was doing that when he went ring shopping.
