I love credit cards so much!

[SmallMama]

Does anyone know if the starbucks offer will work if you reload your starbucks gift card with chase pay?? I tend to order ahead in the morning to avoid the crowd and wait.

 

[CyndiLouWho]

I believe the minimum age is 12 or 15 yrs old. I know chase you are able to add anyone so i added my son to get the bonus points from using the AU card once

Based on my experience with the Amex Platinum (personal though), it s 13. At least it had to be 13+ to receive bonus MRs for adding an AU. I can’t say for sure whether that’s an absolute age floor for an AU.

Well crap

 

[wendow]

Does anyone know if the starbucks offer will work if you reload your starbucks gift card with chase pay?? I tend to order ahead in the morning to avoid the crowd and wait.

Idk, I was wondering the same since you can do that without having to go in.

 

[Sun_soakin]

I believe the minimum age is 12 or 15 yrs old. I know chase you are able to add anyone so i added my son to get the bonus points from using the AU card once

I had just been wondering about this... I have 4 kids and was wondering if it’d be appropriate to add my 6 y/o (youngest)....guess not!

 

[pillow]

For those playing with Plastiq/CIP mortgage payments . . . it looks like they accepted the Wells Fargo info I just put in for my payment. My business name was "ATTN: Cashier" as some of you suggested. On the second line for business/address I put "WLS FRGO HM." The system accepted it. Hopefully, it doesn't kick back for verification (crossing fingers and toes).

Next up is Chase. Will do that one after I verify that the Wells payment gets sent with no issues.

Update . . . Wells payment sent. Chase seems to have processed ok as well. I paid Attn: Cashier Chse and on 2nd address line I put Ch ase (with a space). I sure do hope these payments make it to the right place!!!

I was also able to pay a contractor today for doing a small roof repair on my rental. I'm kinda wishing I had a higher credit limit on DH's CIP!

 

[Calfan]

Does anyone know if the starbucks offer will work if you reload your starbucks gift card with chase pay?? I tend to order ahead in the morning to avoid the crowd and wait.

Idk, I was wondering the same since you can do that without having to go in.

That would be the easiest way for me to take advantage of the offer too.

 

[SouthFayetteFan]

We are up to 46 responses on DISchurners Survey #3. If you haven't had a chance to respond yet I will leave this open through Friday at lunchtime. Respond by clicking here: https://www.surveymonkey.com/r/ZF57SRQ

Today's interesting fact...as a group the 46 folks that responded have signed up for 422 cards over the past 24 months...an average of 9 cards per person

EDIT: for those interested in slightly more detail...that's 89 biz cards and 333 personal cards!

 

[pillow]

Just wanted to (belatedly) offer my condolences as well. I've always been a cat person. We had two different cats in my family when I was growing up, and I got my own kitten at age 25 shortly after graduating law school and moving into my own studio apartment. I can't tell you have devastating it was to have to put that cat down 19 years later. I shouldn't even admit this, but I think I cried more over the loss of that cat who had been constant companion for 19 years than I did when my 91 year old grandmother passed away. By the time I put Lucy down, I was married with two kids. We waited a year and then adopted two new rescue kittens. They are five now and our male orange tabby is quite the handful, but I love having them in the house.

Thank you. I adore the orange males. They are sweet but mine have also been a little wacko (one would climb onto my headboard and bat and bang my framed pics just to wake me up in the middle of the night)! After my first cat died many years ago, I seriously thought I might need medication. My husband was so upset at how upset I was that he didn't bat an eye when I adopted 2 cats (Thelma and Louise!) to replace the one that passed. That was the beginning of our multi-cat household craziness.

 

[wendow]

I had just been wondering about this... I have 4 kids and was wondering if it’d be appropriate to add my 6 y/o (youngest)....guess not!

You can to a Chase card but not to Amex Both my boys are AU'ers and they are 9 & 7.

 

[SmallMama]

I had just been wondering about this... I have 4 kids and was wondering if it’d be appropriate to add my 6 y/o (youngest)....guess not!

I actually went ahead and added my son who 4 to my chase. I wanted to make sure they report it so it can help build his credit kind of early, but I will admit it was for the points and the card been in the drawer since I used it one day

 

[SouthFayetteFan]

You can to a Chase card but not to Amex Both my boys are AU'ers and they are 9 & 7.

I actually went ahead and added my son who 4 to my chase. I wanted to make sure they report it so it can help build his credit kind of early, but I will admit it was for the points and the card been in the drawer since I used it one day

My wife doesn't have many churning rules...but one rule she does have is NO cards in the kid's names...and since she's a wonderful wife and lets me use her name for cards, I listen!!

 

[Lain]

Update . . . Wells payment sent. Chase seems to have processed ok as well. I paid Attn: Cashier Chse and on 2nd address line I put Ch ase (with a space). I sure do hope these payments make it to the right place!!!

I was also able to pay a contractor today for doing a small roof repair on my rental. I'm kinda wishing I had a higher credit limit on DH's CIP!

Made a utility payment through Plastiq yesterday (3/13), and it showed up pending today with 3x UR on my CIP.

 

[pillow]

Just an FYI, I just saw on the news that Toys R Us is closing ALL stores, not just select ones. No timeline on this, but maybe just keep this in mind as I know some of you MS through Gift of College cards. Perhaps someone else sells them, but I know I've heard @havaneselover in particular mention that she gets her there.

Bummed about this! Both DH and I stopped by there this afternoon and finished our MSR on our Marriott Busn cards. I hate that this won't be an option going forward.

So now that our Marriott spend is done, I need to figure out what to get next . . . Even though DH has a CIP, I want one too! But I already have 3 Chase business cards. How likely is it that they will give me a 4th??? I'm pessimistic. I had planned to close the SW card back in January, but they offered me a retention bonus to keep it. Maybe I should go ahead and cancel it now since the annual points bonus has already posted to my SW account. And then there is the ridiculous amount of credit they extend to our personal cards. I'm thinking I should reduce my limits to appear a bit more attractive when I apply again. I could buy a small house with my CSR - ha ha.

 

[wendow]

My wife doesn't have many churning rules...but one rule she does have is NO cards in the kid's names...and since she's a wonderful wife and lets me use her name for cards, I listen!!

I have all my kids as AU'ers and am about to add my dd17 to another card. I had a heck of a time qualifying for a card when I was ready to apply because I had no credit history. I am hoping this helps my kids more than just gives me a few bonus points but we'll see. I can certainly understand why your wife is reluctant to add them.

 

[SouthFayetteFan]

I have all my kids as AU'ers and am about to add my dd17 to another card. I had a heck of a time qualifying for a card when I was ready to apply because I had no credit history. I am hoping this helps my kids more than just gives me a few bonus points but we'll see. I can certainly understand why your wife is reluctant to add them.

I plan to revisit the idea once they are 13+ and may actually have a potential use for a card. Who knows what payments and card usage will even look like in 5-10 years though!!

 

[mom2elal]

IF you aren’t planning on getting crazy with this game (ie 5+ cards in a year) the CFU can be a great card.

Is 5 cards a year crazy?

 

[SouthFayetteFan]

Is 5 cards a year crazy?

Well...not to us, lol! But mention to the majority of folks in America that you've opened up 10 cards in the past 2 years and you'll get a pretty crazy look from them. LOL! We must be the best kind of crazy cuz everybody seems jealous of all my trips and literally anybody with a decent credit score can do it hahaha!

 

[linzjane88]

Well...not to us, lol! But mention to the majority of folks in America that you've opened up 10 cards in the past 2 years and you'll get a pretty crazy look from them. LOL! We must be the best kind of crazy cuz everybody seems jealous of all my trips and literally anybody with a decent credit score can do it hahaha!

Ugh I got the spiel from a coworker about how she used to be a loan officer and how 'my jaw would drop off I saw that many credit cards' on a credit history and it would lower my credit. Then another coworker chimed in on how it's 'that sort of thing' (churning) that make everyone else have to pay more (whatever that means). They then went on about how it is just SO much better to stick with one card, preferably Alaska Air, so that you can get your annual companion flight. Needles to say I decided against further discussions on the subject. And for the record my credit is over 800 so you can cram it lady!

My dad also had a hard time understanding why 5/24 was such a restriction. The game isn't for everyone I suppose.

 

[SmallMama]

My wife doesn't have many churning rules...but one rule she does have is NO cards in the kid's names...and since she's a wonderful wife and lets me use her name for cards, I listen!!

I understand I tend to limit my use with him, but i know with no credit history it was hard to get my first used car finance and i end paying insane interest rate. Now i have history 0% finance is my friend and i will never go back to paying interest again (even though I am eyeing the Telsa). Plus when in one player mode I tend to use my mom as my AU, but she unfortunately want stop until she get this student loan that my sister default on off her report.

 

[amalone1013]

Someone on the gift card thread has found a $10 off $50 at Lowe's amex offer.